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If you hit a post in a parking lot causing slight damage to your car should you report the accident to your insurance company and make a claim?
Wiki User
∙ 18y ago
It might be cheaper in the long run to just take care of the problem yourself. If you report the damage, the insurance company may decide to raise your rates, maybe not this time, but certainly soon. Figure out what your deductable is versus how much it will cost to repair. If you have $500.00 deductible and it will only cost $600.00 to repair, I'd forget it.
Wiki User
∙ 18y ago
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How do you file a insurance claim against the party that was at fault in an accident that occurred in a parking lot Without involving my insurance company.?
Just file a claim with the other parties insurance company. You called the police and got an accident report, right?
Do you have to report an accident in a private parking lot?
No, although if you don't report it the insurance company typically won't pay for repairs.
Is your insurance company get notified of a parking ticket?
No, an insurance company does not get notified of a parking tickets. Insurance companies are only liable for handling accidents.
If while parking you scrub a pole in a parking deck and have to get repairs will your insurance rates increase if you didn't get a ticket?
If you report the incident to your insurance company, and want them to cover the damages, it's more than likely they will consider it an 'at fault' accident, and it's possible your rates will increase, especially if it's not your first accident. The best way to avoid insurance rate increase in this situation is to pay for the damages yourself out of pocket, and not report it to your insurance company.
Why use chocks when parking trailers without spring brake?
to keep it from moving and causing an accident
Can you claim on someone's insurance for an accident caused due to them parking on a corner blocking view of road?
If they were not parked illegally then they are not responsible for your accident.
Who is at fault if someone hits another car in a parking lot?
In Ontario parking lots are private property and do not fall under the highway traffic act. Given this Ontario also has whats called no-fault insurance, meaning if 2 people are in an accident in a parking lot, person 1's insurance covers person 1 and person 2's insurance covers person 2. If there are evidence who can mention who was in fault while accident happens, then only you can decide on this. But if your car hit another parked car or vice-verse then you should be in fault. When I face same problem, my insurance company Chola MS favored me as my car was parked in parking lot and someone rushed into my car.
If your vehicle was damaged while in parking gear and the insurance company refuses to pay for transmission damage what recourse does one have?
Are you asking about transmission problems that someone hit you while in park? Or that you didnt have money to fix it and asked the insurance company to help? If its the first scenario, you will need proof that the damage done to your transmission was a direct result from that accident. If its the second one, your insurance doesnt have to pay anything, as that's what warranties are for, not insurance policies.
If a car backs into you in a MN parking lot a no fault state and there is no police report can you make them pay?
"No fault" in MN means that your own insurance company will pay for your medical expenses and/or wage loss if you are injured in a motor vehicle accident. Even without a police report you can contact the other driver's insurance company and make a claim for your property damage, if you have any. If the person is uninsured you then contact your insurance company to settle the property damage.
If you hit a parked car in a parking lot is that a moving violation?
Yes, you were moving. No, tickets are not generally issued for events on public property. That isn't to say that you won't be penalized by your current insurance company for causing damage to another vehicle.
Where is it possible to get plant hire insurance?
When a company for hire is working away from the company site such as a roadway, a parking lot, or a yard they are at risk and plant hire insurance is required. There are many firms one can obtain insurance online.
Who is responsible if your car is vandalized while parked in your apartment complex parking stall?
You and your insurance company are responsible.
