0
If you just filed for bankruptcy and are on Chex systems and can not get an account how long do you need to wait before you can open a new checking account?
Wiki User
∙ 9y ago
It will probably be two or three years before you are able to open up a checking account. Bankruptcy severely effects your credit.
Wiki User
∙ 9y ago
Add your answer:
Earn +20 pts
Can you open a checking account before bankruptcy?
After declaring bankruptcy it is smart to wait six months before obtaining a new account. If a trustee finds that you have XXXX amount of dollars in bank B after closing an account at bank A it will look as if you tried to defraud the bankruptcy law. For chapter 7 wait until discharge for chapter 13 as long as you are making timely payments it doesn't matter.
Can checking account be included in bankruptcy?
I am currently in Chapter 13 and I can use my checking account the same as I did before I filed.Just make sure you don't use your checking account to pay any debts that you didn't list in your bankruptcy.
Can you change a joint bank account with a parent before chapter 7 bankruptcy in ny state?
Yes you can change a joint bank account before a Chapter 7 bankruptcy. You should have your finances in order before you file a bankruptcy.
What credit card can you get with no job or checking account?
None. Even secured cards require a specified balance in a checking account, before they are granted.
If you have a joint checking account with someone and their name showed up on Chex Systems for abuse of account can the banks close the account even though the abuse was before the account was set up?
Yes, it is possible for the bank to close the joint checking account if one account holder's name appears on Chex Systems for account abuse, even if the abuse occurred before the account was established. The bank may consider this as a risk and take action to protect its interests. It is advised to contact the bank directly for clarification and to understand their specific policies in such situations.
How long will it be before you can open a checking account if you were denied a checking account not because of bankruptcy but because of outstanding debt?
The timeframe for when you can open a checking account after being denied due to outstanding debt varies depending on the specific situation. It is recommended to speak with the bank or credit union that denied your application to understand their specific requirements and timeline for reapplying. Additionally, resolving your outstanding debt and improving your credit may increase your chances of being approved for a checking account in the future.
What is the best college checking account?
One of the best banks for college students is KeyBank. They offer student checking accounts for children ages 16 and up. It is a great way to start a checking account before a student gets to college.
Do's and Dont's after bankruptcy discharge?
I have 3 credit cards since my Bk was discharged 18 months ago. Always pay before the due date. Have had a checking account for 18 months also, no overdrafts. My credit score is still only 650. Any advice?
Are accounts after bankruptcy included in bankruptcy?
Any debt that you accumulate before your bankruptcy filing and have listed on your petition will be eliminated when you receive your discharge as long as your creditors do not file an injunction against you. After you receive your discharge you are welcome and able to open new credit accounts but any debt you accumulate will not be considered a part of the bankruptcy you filed before opening the account.
Can you be liable for debt if someone adds you to their checking account?
If you are added as a joint owner on someone's checking account, you may have some responsibility for any debts or liabilities associated with that account. It depends on the terms and conditions of the account and the agreement you have with the other account owner. It's important to carefully consider the implications and potential risks before agreeing to be added to someone else's checking account.
Does TCF have checking accounts?
TCF offers a range of options in its checking accounts including free checking and student checking accounts. Ultimately one would have to consult with a banking consultant before deciding which kind of checking account best suits their needs.
What is the difference between a interest bearing checking account and a NOW account?
An interest bearing account can be allowed withdraws immediately, like a regular checking account. A NOW account generally requires a seven day notice before money can be withdrawn. So they're similar, only one requires a notice to get money out of.
