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If you let a friend use your car and he gets into accident who' s insurance comany is responsible if we both have insurance?
Wiki User
∙ 15y ago
the owner of the car as in you not your friends sorry
Wiki User
∙ 15y ago
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If a friend drove your vehicle when there was no insurance and was involved in an accident who is liable for the cost to replace the car?
There is more than one answer to this question. Because you did not state who was at fault in the accident. If the other driver was at fault, it is that person or their insurance company that is responsible for the repairs on your car. If it is the friends fault, then it is the friend that is responsible. Even if the friend did or did not know you had did not have insurance.
If a friend borrows your car and gets in an accident does your auto insurance cover damages?
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
When you do not have any insurance AND the person who took your car without permission has no insurance and causes an accident who is responsible of the other parties damages?
You hope that the other driver responsible in the crash has insurance that covers uninsured drivers and then you sue your friend!
If friend drives your car and hits someone but is not insured by your insurance company who pays?
generally the person who owns the car at fault involved in the accident is financially responsible. hopefully you have insurance and your friend is not excluded from your policy for some reason. if your friend is not excluded then your insurance company should pay
Can you sue your friend's insurance company if you were in an accident but they were not at fault?
You can.
Will your auto insurance policy be voided if you loaned your car to a friend without knowing his license was suspended and he got into an accident?
It depends, they could or they could have you sign an exclusion on that driver, which means that if that person ever drives the car again and gets into an accident the insurance company will not be responsible for damages.
What if someone is driving your car and they get into an accident and do not have car insurance?
Do you have car insurance? Yours will cover it. Your friend if he is a true friend, will cover the deductible.
Who is responsible for a car accident the car owner or the person the insurance policy is under and the car owners friend is driving owner insured owners friend?
The people responsible for an automobile accident are those who are operating the involved vehicles at the time of the accident - unless the cause is mechanical failure or some other event outside the control or any of the operators. The person responsible for paying for the resulting damages may be the vehicle owners or the person who bought the vehicle insurance (usually, but not always, the same person). When operator negligence is involved, the operator may be responsible for paying the damages, even though the operator is not the insured person.
I have insurance and allowed a friend to drive my car and she had an accident who is at fault?
Your friend is. If she is over 25 she is normally covered. Because you claim on youe insurance, technically it will be an at fault accident and your premium may go up. You should talk to your insurer.
Whose insurance should pay if you get in an accident in your friend's car and damage is done to the car?
Insurance follows the vehicle, not the driver.
Will your auto insurance increase if you get into an accident with a friend's car?
Not unless you received a violation for the accident. Otherwise it will show on your record as a not at fault accident and should not raise your rates.
Can a friend put another friend your car insurance?
It would be a very foolish move to put a friend on your car insurance because if they have an accident you will have to pay any expenses. This also includes letting a friend use your car.
