answersLogoWhite

0


Best Answer
Copy

You don't need auto insurance if you don't have a vehicle. Even if you were driving your parents' or other family member's car, their insurance should cover you. Every lisenced driver in the household should be listed on their policy, even if they will never drive the vehicle.

You still need to have at least liability insurance. Other wise when you do get a vehicle, you will be considered as having a lapse in coverage which in turn makes you a risky client to insure and your premiums will be more. By keeping you on any family members policy will aleave you of this problem. And keep you from paying the higher prices.

User Avatar

Wiki User

โˆ™ 2015-07-15 19:50:57
This answer is:
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0
User Avatar

Add your answer:

Earn +5 pts
Q: If you live at home and have a license but do not have a car and do not drive any of the family cars what kind of insurance should you have?
Write your answer...
Submit

Related Questions

Is it possible for a 13 year old to drive a car?

it is possible that they know HOW to drive a car, but they cannot get a license until they are 16, should they drive without a license there will be a huge fine because it is highly illegal to drive without a license and insurance.


Can you drive a 150 cc scooter with insurance but no license?

no no matter what you need license to drive legally


Do you need insurance to get a drivers license in Texas?

I am pretty sure you need insurance in every state except Wisconsin to get your license. In Wisconsin it is only illegal to have an accident without insurance (how silly is that!?). In ANY event, you should always have insurance to drive.


Do you need to have a CDL license to get CDL driver car insurance?

Yes, you will need insurance to drive with a CDL license.


Do you have to be insured to have a license?

Yes, you must have insurance to have a license. It is illegal to drive otherwise.


Can you drive with your permanet license?

If your license is valid and you have the minimum required insurance yes you can.


Should you tell car insurance co about all the childrens live in the house have driving license?

should i tell about my children have driver license live with me some time they drive


What is required to drive a vehicle?

A license, a vehicle, and insurance.


Who drives a car?

Only people with a license and car insurance are legal to drive a car, though many people without a license and/or insurance drive cars daily.


When should you get car insurance?

You should get car insurance when you have your drivers license and you are regularly driving a car. With you license it is legal to drive someone else's car on a rare occasion as long as they have insurance, you will be covered. This however cannot be habit, and must not be part of a regular routine (borrowing the car every Thursday) So if you own a car, have your drivers license, or regularly drive someone elses car, you should have insurance or be put as an occasional driver on someone elses car.


What are you required to have before you apply for auto insurance?

You need a driver's license. You should also have a car avialable to drive.


Do you have to add licensed non family member living in your home to you auto insurance policy?

No. If they are going to drive the family car you can, if the insurance company allows it, but they should really have their own insurance.


Do you have to add your child to your car insurance if they are of legal driving age but don't have a drivers license?

You need to notify your insurance company of all children at or over the age of 15 and let them know of the license status as well. If they get a license of any kind notify your insurance company and give them the license information. If they are not licensed be sure that you do not let them drive the vehicle for any reason. Many insurance policies read that no coverage is provided if you allow someone to drive who you know or should know is not licensed to drive.


Can you get a driver's license in Texas without insurance?

NO! You would be a fool to drive without insurance.


Do you need insurance to drive with a provisional license?

Not if you're driving a gaurdians vehicle that has insurance.


Do you have to have auto insurance if you have a drivers license but no car?

If you have your G2 or higher you need insurance to drive.


Do you need insurance if you have a drivers license but do not drive or own a car?

No, the insurance is on the car, not the person.


Is it mandatory to have insurance if you dont drive but have a license?

There would be no point to that. To answer: No, obviously why would you need insurance if you don't drive a car?


Do you need a license to drive a 49cc scooter in Colorado?

Yes. You need a driver's license and insurance.


If you have a suspended drivers license in Texas for no insurance can you get a drivers license in California?

You should not expect to be able to drive anywhere during the time of your Texas suspension, regardless of the reason.


Can a 16 year old with a learner's permit drive without insurance?

Yes but when you get your operator`s license you would be charged with insurance and you can not drive without insurance


Can you get an insurance when your license is revoke?

Generally you can not get insurance to drive a car when your license is revoked. You can however insure the car against theft and vandalism etc.


If you have a Ct drivers license but no insurance can you drive a relatives car in DE?

If your relatives have insurance, then yes.


If you have your drivers license but quit school in nc will you lose your license?

The only reason I can think of where you might lose your license is if you have a hardship license so that you can drive to school. Otherwise, if you have a good driving record and insurance, you should be fine.


What must you do in order to drive in Korea?

Have learned how to drive, have passed a test and have a valid license to drive and have motor insurance when you drive.