As long as you have a license. The insurance follows the vehicle, not the driver.
Not in Canada. If your license is suspended, then any insurance claim that resulted from you driving while suspended would not be covered. If the car was damaged and it was parked and not being operated, then that is covered. But not if you are driving it.
No. A permit is not a license.
If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.
If your driver's license expires will you still be covered under your auto insurance policy?
If you have no drivers license then you have no business driving a vehicle, therfore you do not need insurance.
You can be convicted for number of faults if you are driving without a driving license. For example you can also be convicted for not having insurance. Because driving without valid driving license invalidates your insurance also.
Not unless you alerted the insurance company, about him
Not if you're driving a gaurdians vehicle that has insurance.
No, you would not be covered if you do not have a valid license. The insurance company would be able to back out of any agreement, as you have violated it.
This would depend on your insurance coverage or weather you are willing to sue him.
Insurance is issued on the vehicle, not the driver. If your child, properly licensed, is driving with you in the front passenger seat, the vehicle and its passengers are covered.