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If you loaned your motorcycle to friend and he got in minor accident would your insurance cover him?
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If you loaned your car to a friend and it got into an accident who gets the point on their license?
The person who was driving.
Will your auto insurance policy be voided if you loaned your car to a friend without knowing his license was suspended and he got into an accident?
It depends, they could or they could have you sign an exclusion on that driver, which means that if that person ever drives the car again and gets into an accident the insurance company will not be responsible for damages.
What is your responsibility to the loan holder when you have an auto accident?
The same as they were before the accident. You owe the balance of the note loaned you. If you had full coverage auto insurance then you will likely have no need for concern.
Does home owners insurance cover the theft of loaned items?
I loned my car once to a friend and while he was driving it, he wrecked into a pole. Since I had LOANED the car to him, the police said that they couldn't do anything about it. But it doesn't hurt to try to get the insurance to pay for the item. I hope ths adds some light on the subjct.
Which insurance covers the damage when your daughter loaned her car to an insured friend who hit a car in an intersection due to poor visibility and the driver of the other car was arrested for DUI?
More than likely your insurance. Check with your insurance carrier for the answer.
Who should be fined if loaned car to friend and friend loaned to third person who got a DUI and said he had permission to drive when friend was specifically told not to loan car?
the third personj
I am 25 from California. If I drove my friend's car alone with instruction permit and got a minor accident which I am not at-fault will the insurance covers the car damage?
The insurance coverage depends solely on the insurance policy. For example, many policies state that if a car owner consents to someone else driving their car and they get in an accident, their insurance will cover it, regardless of fault. However, the insurance policy may exclude drivers without valid driver's licenses or with only instruction permits. The law in the state where I grew up mandated that even if you were driving with a permit, a licensed driver had to be in the passenger seat. Is this also true of California instruction permits? If so, it's likely that the insurance won't cover it because a violation of the law occurred. But the bottom line is that you have to carefully look at your friend's insurance policy and look for clauses that state who the car can be loaned to. If you're at odds with your friend over the accident, I suggest calling the insurance company and finding out. Don't provide any of your personal information to the insurance agency and don't state who you are (make up a name, say you're just checking into their coverage, whatever. Because if you identify yourself and the call is recorded it could be used against you to prove liability later.). Just state that you want to know if, under their policies, if you loaned your car to someone with an instruction permit in CA and they got into an accident, would it be covered under their policy? That's really the only way to be sure unless you and your friend are copacetic and you can check out the actual policy yourself.
Does your liability auto insurance cover you in a loaned vehicle?
No. Liability insurance follows the vehicle so the person who owns the vehicle you are borrowing needs to make sure that they have insurance and also needs to add you as a driver on his or her policy. You also need to make sure that this is done because if you drive the vehicle and get stopped you will get the ticket for driving without insurance. If you have an accident and are not added as a driver his or her insurance company may deny the coverage for material misrepresentation and guess who will be sued by the person you hit? Both of you will be sued and both will be responsible. Insurance companies to do not like vehicles to be loaned to unknown drivers.
Will insurance cover my car damage if I loaned my car to an unlicensed and uninsured driver?
My insurance canceled uninsured person hits someone in rear what happens to me
If an uninsured person borrows your car and gets in an accident deemed by the other insurance co to be her fault when your insurance has lapsed who is liable the driver or the car owner?
I am sure that there are examples to the contrary, but the car owner is the one responsible for the insurance. It's your car. It's your responsibility to make sure it is insured......it would also be your responsibility to make sure whom ever you loaned it to were licensed and legal.
Can you drive a friends car on their USA insurance with a UK driving license?
A friend of mine loaned his car to a friend of his, who was visiting from Europe. Well, his friend drove the car off a cliff and completely wrecked it, along with being charged with a dui. His friend ended up skipping town and going back home. Fortunately, the insurance company covered the vehicle. Still, you should read over your policy just to be sure. To my knowledge, most insurance companies cover the car, regardless who drives it. But again, look over your policy so you know for sure. Or, contact your insurance broker and they can tell you. Hope this helps.
If someone drove your car and hit someone can you be sued?
Possibly. Being the owner of the vehicle, you assumed some of the responsibiliy when you loaned it to the other person. A lot of it depends on the circumstances surrounding the accident, though. Contact your insurance company and give them all the facts regarding the accident, and they can give you a more detailed answer. I would also advise you to get a copy of the accident report before you contact them, which you can get from the police precinct or sheriffs department that worked the accident. yes you can. anyone who drives your car is using your insurance unless you have insurance that covers any driver. Yes, as stated above, it is possible for you to be sued. But, it can still depend on the circumstances of the accident, the type of policy you have, and even whether or not that person had your permission to drive your car. Check your policy for any exclusions, as well as liability limitations.
