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If you offered to pay in full in exchange for negative information being taken off your credit report why would every collection agency you owe say they cannot remove the information?

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Wiki User
2006-07-01 14:10:21

Valid negative entries on credit reports cannot be removed until

the time limit for expungement is reached. Creditors/collection

agencies CANNOT remove the entry. Companies that claim they can

clear a credit report of valid negative information that has not

exceeded the prescribed time limit (usually 7 years) are, quite

frankly, lying.


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