Credit Reports

If you offered to pay in full in exchange for negative information being taken off your credit report why would every collection agency you owe say they cannot remove the information?

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Wiki User
2006-07-01 14:10:21

Valid negative entries on credit reports cannot be removed until

the time limit for expungement is reached. Creditors/collection

agencies CANNOT remove the entry. Companies that claim they can

clear a credit report of valid negative information that has not

exceeded the prescribed time limit (usually 7 years) are, quite

frankly, lying.

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