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If you opened a credit card account seven years ago but another company buys the delinquent account does the 7 years start all over again?

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2006-03-04 18:28:20
2006-03-04 18:28:20

When you OPENED the account is not relevant. The date of first delinquency determines the start of the reporting period and that date cannot be changed by anyone. The re-selling of a debt does NOT restart the reporting period.

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