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If you satisfy a judgment today that was filed in 99 in AL how long will it show on your credit report?
Wiki User
∙ 19y ago
Even though a judgment is catagorized as settled, it remains on the CR for the full seven years.
Wiki User
∙ 19y ago
A satisfied judgment can typically stay on your credit report for seven years from the date it was filed. Even after it is satisfied, it may still appear on your credit report for the full seven-year period, but with a notation stating that it has been paid.
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Does a judgment still stay on your credit report after 7 years if the status says filed or will it come off the credit report after 7 years regardless?
Generally, judgments stay on your credit report for seven years from the date they were filed. This timeline is determined by the Fair Credit Reporting Act. After seven years, the judgment should automatically be removed from your credit report, regardless of the status.
How long do civil judgments stay on credit report in sc?
In South Carolina, a civil judgment can stay on your credit report for up to seven years from the date it was filed, as per the Fair Credit Reporting Act (FCRA) guidelines. This can negatively impact your credit score and ability to secure credit or loans during that time period. It's important to address and satisfy the judgment to prevent further credit implications.
How long does a satisfied judgment stay on your credit report WA?
A satisfied judgment can stay on your credit report in Washington for up to seven years from the date it was filed. However, its impact on your credit score diminishes over time as you build a more positive credit history.
How long does a judgment stay on a credit report in Wisconsin?
In Wisconsin, a judgment can stay on a credit report for up to 10 years from the date it was filed. However, if the judgment is paid, it may be removed earlier based on the credit reporting agency's policy.
What does execution of judgment is stayed until final payment is received at which time judgment will be deemed satisfied mean and will the judgment actually be filed as to reach my credit report?
This statement means that the enforcement of the judgment will be postponed until the final payment is made. Once the payment is received in full, the judgment will be considered satisfied. While the judgment may still be filed on your credit report, it should reflect that it has been satisfied once the payment is received.
How to get out of a judgment?
Judgments are essentially lawsuits filed by a creditor that you owe money to. You generally can't get out of a judgment unless you go to court to fight it. You generally will have to pay a judgment willfully or by force to satisfy it. It will also show up on your credit report unless you dispute it to the credit bureaus. The credit bureaus have 30 days to verify it or it will be removed from your credit report.
If your spouse has a judgment against them can it also be filed in the other spouse's credit report?
If the judgment names only one spouse as the judgment debtor it will not be entered on the non judgment spouse's credit report.
How long will a judgment filed in March 1997 in TN appear on your credit report?
10 years
How long will a civil judgment stay on a credit report in the state of NY?
In NY State it will stay on your credit report for 5 years from the date filed. Most states are 7.
How long does a judgment stay on your credit report and does the time limit start from the day it is filed or from the day it's paid off?
== == A judgment will remain on a credit report for the full 10 years. If it is paid it will still show on the report as "satisfied" or similar wording. The time is determined by the date the judgment is issued.
When the credit bureau report updated on a judgment exactly what could they have updated on a judgment that was filed 4 years ago except paid?
If it was not paid in full or settled, the judgment may have been renewed by the judgment holder. Most judgments are renewable and can be kept on a credit report for an undetermined amount of time.
Can a judgment be put on your credit if the debt was part of the bankruptcy?
Not if the debt was discharged in the bankruptcy. If the judgment was on the credit report before the bankruptcy was filed and/or was discharged in the bankruptcy, the entry will still remain on the CR for seven years.
How do you remove a false charge off date from your credit report if the date was reset from the original?
You can have a credit dispute, if the agency reporting the bad judgment does not get back with the company disputing the judgment within 30 days, it HAS to be removed from your credit report. Example: I filed bankruptcy(?) on a auto repo. and the company did not take it off my credit report, I had my credit card company do a credit dispute, they did not respond within 30 days, and it was removed from my credit report.
How does a satisfied judgment that was filed on a property rented get removed from a credit report?
Once you have satisfied a judgment on a property that you rented, you can request that the credit reporting agencies update your credit report to reflect this satisfaction. You will need to provide evidence of the satisfied judgment, such as a copy of the court order or documentation from the creditor. Contact each credit reporting agency directly to initiate the process.
How is a civil judgment entered on a credit report?
Credit bureaus contract agencies to search public records. The judgment is then reported to the credit bureau and the notation is placed in the file of the judgment debtor. False/mistaken judgment entries on credit reports are not uncommon and is a major reason why consumer's should check their report on a regular basis. A civil judgment is entered on a credit report 15 to 30 days after a court proceeding. If the judgment is in fact true in nature, you can negotiate with the creditor to pay them on different terms to keep the judgment off. If the judgment is not yours, you will need to find the state and county in which they were filed and dispute this information with all three credit bureaus.
What does it mean when it states claim filed with government on your credit report?
It means that a claim has been filed with a court for judgment and they are going to try to collect legally through a court. A judgment just gives them the right to pursue you or file for garnishment.
What does execution of judgment is stayed until final payment is received at which time judgment will be deemed satisfied mean and will the judgment actually be filed as to reach my credit report?
This statement means that the enforcement of the judgment will be postponed until the final payment is made. Once the payment is received in full, the judgment will be considered satisfied. While the judgment may still be filed on your credit report, it should reflect that it has been satisfied once the payment is received.
