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You have several different issues here.

You cannot ask your buyers to pay with cash. The various eBay sites have slightly differing requirements but on most sites you are required to accept payment through PayPal, whatever other options you may be able add to that. Almost all buyers will opt to pay you through PayPal, regardless of what you might prefer, and you are not allowed to refuse PayPal payment if that's what your buyer wants to do.

To use eBay you need to be at least 18 years old. The same goes for PayPal; if you are under 18 you shouldn't have a PayPal account, unless you live in the US and have a 'supervised by your parents' account.

No, you cannot get a credit card at 13 years old - you are legally a minor.

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Q: If you sell items on eBay is there any way to get cash sent to you as your mum's creditcard is on your PaypPal but you don't want the money to go to her Can you get a credit card if you're 13?
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