No. Any debts incurred before marriage belong to the person who made the contractual agreement.
Can you sue your absent husband for not paying a credit card he borrowed money on, the credit card is in my name only?
Since he is not listed as a borrower on the first mortgage his credit is not affected by paying or not paying that mortgage. Even if both loans are with the same company, he is only held responsible for the loan in which he signed.
Yes your bank account can be levied for a credit card debt in texas. They CANNOT garnish your wages but they can levy your bank account if they sue you and get a default judgement. I found this out the hard way. My husband had stopped paying on a credit card in 2006 and we received a notice 12/2009 that they were suing him but was not aware of what they could really do besides put it on his credit. They froze every account with his name and social attached to it.
Yes off course. Paying off any debts will increase your credit score.
Paying down your credit cards won't lower your scores-- but paying off and closing the credit cards will lower the scores. You want to show that your cards are not maxed out and you have plenty of room between the credit limit and the balance .
Can you sue your absent husband for not paying a credit card he borrowed money on, the credit card is in my name only?
If you're not paying your rent, yes.
no because it's like getting a divorce without him paying for it.
yes. if its you who is paying, you may cancel at any time. if it is him, you can still cancel it if you have his credit card information. If it is him paying, i would let him keep paying forever and save you some money,
If you paid through the courts or the State - probably.
Not if you file the right forms. See links below
If paid through the courts or the State - probably.
Yes under theft of services laws, if you provided a service to them. Or just theft if you sold them a product on credit.
If you paid through the courts or the State - probably.
help paying credit cards
Since he is not listed as a borrower on the first mortgage his credit is not affected by paying or not paying that mortgage. Even if both loans are with the same company, he is only held responsible for the loan in which he signed.
Definitely NO! Advice the Credit card company that you want to cancel the card. Then have them issue new cards, one for you and one for your husband.