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you can not be added to her policy in the state of Arkansas and live another state and have total possession of the vehicle. you would have to find a company who will let you insure your daughters vehicle in your name. Progressive will do so and i am sure others will too. you just have to research it.

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Q: If you takeover payments on your daughter's car without changing the title from her name in Arkansas but live in Texas can you get insurance by being added to her policy in Arkansas?
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