If you use insurance to fix your car because you hit a tree and drop the collision will it increase your rates?
I assume you are saying you intend to use your your collision coverage to repair you car and then drop the coverage after the work is done? Yes and no, yes it will reduce your rates because you are removing coverage which will obviously lower your rates. No, it may not lower your rates because you are putting in a claim which will effect all coverage not just collision. If you hit the tree due to natuaral elements ie black ice, you can say nature is more than 50% at fault and therefor not have any surcharges. Ask your agent
If you hit a pole you did not see while backing out of a parking space what part of your insurance would cover your car comprehensive or collision and how will it effect your insurance rates?
If you are driving a friend's car and have a minor collision does this affect his insurance premium since you are not included in the insurance plan?
Life insurance rates will change with your age, but often this depends on how you ask the question. With most insurance policies your rates are locked in depending on how long your policy term is. Once your policy expires you rates with increase upon renewal because you are older at the time of renewing it.
Yes they are, and the majority of time that is when they will raise rates, especially when you are at fault. If you were at-fault for the accident and had to make a insurance claim, then your rates will definitely increase, since you are a higher risk driver, and the insurance company had to pay out because of you. If you are in an accident that you were not at fault, then your rates should…
What happens when you have received two tickets for drinking under age and lost your license for three months by the secretary of state does you insurance rates increase if none were in a vehicle?
If your insurance rates increase because of a seat belt citation does your bill actually say the increase is because of a seat belt citation?
i discussed this recently with geico. aparently from what they told me in Illinois the only thing a seat belt ticket does to the insurance is take the seatbelt discount off of your policy. do in the discount box the seatbelt discount is no longer displayed. there is no set insurance rate increase.. according to geico.
I don't actually work for an insurance company, but I do know that credit can affect your rates (bad credit = worse rates). Insurance, after all, bases its life on risk: the riskier they think you are as a client, the higher your rates. Credit is the same way, so it only makes sense that a bankruptcy would increase your auto insurance rates. Yes, bankruptcy will affect your insurance rates. I have Erie insurance and…