yes usually several ways depending on the state.
1 if you have a police report that will usually show the parties insurance co
2 if you have a drivers license # or a plate # you can usually file a request with the state dmv to find out
3 if you dont have luck with #1 or 2 , sue the driver and the vehicle owner(if not the same person) , when they come to court the judge will compell them to provide proof of coverage or pay out of their own pocket, that almost always results in them coughing up the info as they dont want to pay out of pocket .
You will want thier name and address and also his or her insurance information. If you don't get the insurance information you could wait up to a week for the police report and you may or may not have a car to drive that entire week.
Insurance stays with the vehicle, barring any policly exclusions to the contrary, the insurance that covers the vehicle covers that vehicles actions. If you allow someone to drive your vehicle and they have an accident that is their fault your insurance will be the one that takes care of the damages.
After an accident, all parties involved with the accident should exchange insurance information. Typically, the insurance companies will talk to each other about repairs and cost.
You can call your insurance company and tell them what happened over the phone and they should give you all the information you need about your accident and or any other questions or statements you need to know about what you need to do.
Get out of vehicle safely, check for possible injuries to all parties, and ask the other driver to exchange drivers license and insurance information. Notify Insurance within 5 days.
This means that if the accident was your fault, your insurance will pay(up to an amount that is on your policy) for the other property and persons involved in the accident. Liability insurance does NOT cover your vehicle damage.
If you have collision coverage on your vehicle you can collect from your insurance company for the damages. You will not have to pay the deductible if you were determined by the insurance company to not be at fault for the accident. They then go after the other insurance company to get the money they paid you back. If you do not carry collision coverage then you need to file with other insurance company, they will then decide who was at fault for the accident if their party was at fault they then pay you for the damages to your vehicle.
Auto liability insurance covers physical damage to the other vehicle if you are at fault. It also covers injuries for parties in the other vehicle when the accident was your fault. It does not provide any coverage for your vehicle, you, or passengers.
yes if you are in an accident and especially if you are at fault of an accident, you must file with your insurance company, so your insurance company can cover your damages and or other vehicle involved or pay subrogation demand once received from other vehicles ins company, if the other vehicle chose to use their coverage.
The owners name and address should be listed on the accident report as well as the driver of the vehicle and who was at fault in the accident.
Your insurance information and contact information would suffice.
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.