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If you wind up on disability and can't afford your credit card bills what can you do?
Wiki User
∙ 8y ago
Disability benefits are exempt from creditor attachment. All states have exemptions which provide protection for the consumer's property from creditor action. The most important one, of course is the homestead exemption. Depending on the individual's circumstances, they might consider a 7 or 13 bankruptcy. Or consulting a licensed nonprofit consumer credit agency that can help negotiate with creditors. Or contacting a bankruptcy attorney for guidance. Most attorneys offer free consultation or at a minimal fee.
Wiki User
∙ 8y ago
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What causes bank failure?
banks that lent money to people with little or no credit and then those people cant afford what was purchased. then they file bankrupt. that's one way
What if your husband has left you to pay the mortgage and bills he has left no forwarding address you cant afford to pay it all can you pay half the mortgage until its sold?
No. Get personal legal (and financial) help...fast.
How do they calculate wage garnishment from a repo especially if you have other bills to pay and a disabled fiance to take care of?
25% of your non-exempt income. They cant starve you but you wont be going to Disney World either. What if the 25% is still way more than you can afford to have garnished (bills and disabled fiance are much higher)?
What is the purpose of credit?
When used responsibly there can be lots of good uses for credit cards. You can use them for instant purchases on things you want at that moment but cant afford just yet (but don't spend to much) and since most cards hold about $1,000 then they can be handy for most emergencies for if you need to make large purchases. It can also be used for online shopping and building up your credit rate.
What are the three c's of a credit card?
Its theftYou cant have it if you dont have a credit cardWe dont know you!
Can you get disability for gout?
cant get rid of gout keeps coming back worse an worse cant afford to go to doctor keeps me from working can i get on disability for this
How are teen relationships effected by the economy?
credit crunch..you cant afford a house or other stuff so..ye.. cant afford transport..cant see eachother??
If I'm disabled and can't my bills?
if im on disability and i cant pay my car payment what can i do to keep my car
Is there a program that can wipe out all of my medical bills im on social securety and Disability..i cant afford to pay my medical bills so if there is a way to get them off my credit ....PLEASE let me know .. Lodis James Lafferty ..?
About the only way to wipe out medical debt is to declare bankruptcy. Currently over 60% of bankruptcies are done because of the overwhelming costs of medical care. You should look in your yellow pages for attorneys who deal with bankruptcy....look for one that offers a free consultation. The only other thing I can think of is you could contact a credit solutions company but that will not remove the debt from your credit record and they do not pay off your debt, they will just help you arrange a payment plan that you can afford.
I had a phone debt 4 years ago and was blacklisted although i paid the debt within weeks found i had been blacklisted and cant get credit how do i clear this blacklisting?
I am sure there is another reason why you cant get credit because phone bills never get put on credit reports.
If you cant afford to pay car payment and credit cards which is better to pay if you are going to pay on one?
Pay the car payment. So you can take your butt to work and pay the credit cards!
What causes bank failure?
banks that lent money to people with little or no credit and then those people cant afford what was purchased. then they file bankrupt. that's one way
i have a laptop, but i can"t afford internet service. how can i get free wireless service?
i have a laptop, but i cant afford internet services i have a laptop, but i cant afford internet services. how can i get free wireless service
What if your husband has left you to pay the mortgage and bills he has left no forwarding address you cant afford to pay it all can you pay half the mortgage until its sold?
No. Get personal legal (and financial) help...fast.
Lost job and Cant afford car loan what can I do without hurting my credit?
Call loan company and explain your situation, see if they can offer you a delayed payment schedule, etc.
Was tv in the Victorian times?
no they cant afford it
Why there is no Mc Donald's in Nepal?
you cant afford it (:
