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If the check you wrote to the payday company is returned by your bank for insufficient funds, etc. it is considered to be a "bad check" and the payday loan company can obtain a civil judgment against you. Most of them simply put it on your credit report but some companies do proceed with civil action. To determine what legal consequences of a bad check is in your state check out this website:

www.ckfraud.org/penalties.HTML

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Q: If you write a check to those cash now places and dont pay what happens?
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