Possibly. Mixed files happen all the time. If there are accounts on your reports that are NOT yours dispute them as not belonging to you. If your brother's name appears on your reports, dispute that as well. Accounts on your reports that are connected to any other names should come off your reports.
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I think that the are mixed with black white and native American
contact the 3rd credit bureau to verify they have your information correct and not multiple files or a mixed file
A quantitative and qualitative mixed method research uses two mediums of research to combine a single report. It focuses on number (quantitative) and word, action and reactions (qualitative), to compile a single report.
Check to see if all of the info they have for you is correct, previous addresses, names, ect. because they could have mixed your info with someone with the same name as you. You can get a free credit report from annualcreditreport.com and then you can dispute any info directly online through the credit bureau reporting agencies. Each agency is different in what is being reported so you will want to check all 3, Transunion, Experian, and Equifax. If you still have problems you can give them a call and press 0 on each option until they send you to an operator.
No it does not!LauralSnow mixed with rain was report in Freeport, Grand Bahama in 1977.Purplesteeda
False accounts, otherwise called "Mixed Files", get put on to a person's credit report due to the search engine algorithm that is used by the credit bureaus to ensure everything belonging to that person is in the credit report. The requirement for something to be connected with your name and file are set very low. You need to send a dispute letter to the bureaus explaining that this is not your account and you want it removed. Unfortunately, you may need to send more letters since the bureaus are not really anxious to remove this from their files and the creditor or collection companies just want it reporting and conduct a poor investigation, (if they truly investigate it at all). This is why a good credit repair company can be more effective in getting things removed. As a credit repair company we go after them very aggressively, and, if necessary, turn the matter over to attorneys specializing in this part of the law.
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The Florida Commerce Credit Union has mixed reviews online. Some customers really like their services while others have filed complaints against the credit union for problems they have experienced when utilizing them.
You are a separate, legal entity from your father, your credit rating should not be affected by your father's credit history. It is however possible that you may have been mixed up with you father is you live at the same address and have the same or similar names. It should be possible to check this out by asking for your credit history statement.
Do not put your name on anything he has that way your credit does not get mixed. As long as you keep things separate you should be fine. My suggestion is to get your spouse to a credit counseling service to see what they can do, but if it is over 7 years forget about it