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You will be allowed to get a new car within certain price restrictions. Nothing different will happen other than your filing will have to be amended.

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10y ago

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What happens if car is totaled in chapter 13 but no claim was filed for the car?

A car is not totaled in a chapter 13. A car may be totaled while the owner is in a chapter 13. If the car was fully exempted, nothing happens. If you need to buy a new car, you will have to get permission from the bankruptcy court after you file a specific purchase agreement (car loan) which should not seriously affect your plan payments. Why are you not asking your lawyer?


What happens if you have no insurance and you totaled your car?

you will have to pay a debt and GET CAR INSURANCE


What happens to a totaled car after the insurance co pays you for it?

Some insurance companies will sell the car back to the owner. Others sell the totaled car to a salvage yard.


What happens if you Car title loan in default and car is totaled?

Typically you need a car with insurance to get a title loan. If your car is totaled, the loan company are entitled to that money since they hold the title for your car.


If you totaled your car while drinking will your insurance still cover it?

No, they will not.


What happens after your car is totaled and you only have liability?

If a car is totaled in an accident and only liability insurance is present, there is a chance that the other party's insurance will pay for the vehicle if the accident was their fault. If a car is totaled, but no others were involved, then the responsibility falls on the registered owner. This will not release the registered owner from paying for the vehicle, either, if money is still owed on the car.


Can you insure a car that has been totaled?

Not while still "totaled". Since everything is tracked by the VIN# you won't be able to insure a totaled vehicle until such time that it's made roadworthy and has a reconstructed title.


Will you owe taxes on a totaled car?

Not if you notify you local PVA that the car is totaled and not longer in service. You will pay taxes up to the day it was totaled.


What happens your car is totaled?

If you have the proper insurance or you were hit by someone you will surrender the car and the title to the insurance company and they will pay you the actual cash value of the car before it was hit.


What happens when someone not on your insurance drives your car leaves the keys in the ignition and your car is stolen will the insurece company pay if my car is totaled or can they refuse to pay?

Read your policy.


What happens when you total a lease car?

When a lease car is totaled, the car company will require the car lessee to pay the lease balance to get out of the contract. This is applicable for a wrecked car and non-reparable vehicle.


Your car was hit while being parked the car is a total loss the person at fault was a commercial truck and had proper documentation. What is going to happen with your car?

Your car is going to be totaled out.