Hell yea
Yes - you still owe for the dent.
no
no
If you've got full coverage insurance, make a claim. They should take over payments. You'll be car-less, but won't owe anymore.
GAP insurance stands for guaranteed auto protection. It covers the total amount you owe on your car in if it is totaled. Regular insurance only pays for the value of your car which can be a lot less then what you owe.
Loan company gets paid first if you owe more then the insurancwe pays you owe the balance, if insurance pays more then loan you get the differance.
You owe 6000 in taxes.
Make another loan-quick before the wrecked car loan goes bad.
You should expect to get the amount necessary to purchase a similar car in similar condition inclusive of taxes and registration fees. If you owe more on your totalled car than what it is worth you are still obligated to the finance company for the balance of the loan.
If you want to stop paying taxes on that vehicle I would notify them very quickly. It is to your benefit.
Your insurance will only pay off what the blue book value of the car is, whether that's enought to pay off the vehicle is unknown to me. If you owe $7k and insurance says the car is worth $5k you owe the $2k difference.