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If your father gets an extra credit card for you on his account to purchase items for him can you be held responsible for his debt?
Wiki User
∙ 8y ago
No, unless you are responsible for his account already.
Wiki User
∙ 8y ago
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Are you responsible for the debt if you are a 'card holder' on your deceased father's credit card account?
If you have a card with your name on it usually you are considered a joint account holder and are responsible for the debt incurred on that account. If a consumer is listed as an authorized user (they do not have a card with their name) he or she is not responsible for the debt.
Is the next of kin responsible for a father's credit card debts?
Absolutely not.
If you were an additional card holder on your father's credit card are you responsible for the debt afte?
YES
In NY state are you responsible for credit debt when your father or mother pass away even if you are an authorized user?
No. Authorized users are NOT responsible for credit card debt, regardless of the state of residency.
I am in Oregon my Dad has died I am 23 and do not know what to do about his credit card debt Am I responsible I am in Oregon.?
AnswerNo, you need to send a copy of the death certificate to the credit card company. You are not responsible for your father's debt.
Can my credit rating be affected if my father defaulted on credit card payments and I was once on the account?
You are a separate, legal entity from your father, your credit rating should not be affected by your father's credit history. It is however possible that you may have been mixed up with you father is you live at the same address and have the same or similar names. It should be possible to check this out by asking for your credit history statement.
If your father wants to sign over a credit card to you is this possible?
Not without the consent of the credit card company. Your father may be able to add you as an authorized user, but he would be responsible for any charges if you couldn't make the payments.
If you had a card on your father's credit card account that you used before and after he passed away are you responsible for the debt in New York State?
This is a serious issue. In every state upon the death of an account holder the card issuer(s) must be given timely notification. Even before that is done the card is NOT to be used. Person's using the card(s) after the account holder's death can be held responsible for any/all debt incurred. They may also be liable for civil and/or criminal penalties.
Are you responsible for your spouse's credit card debt after they die?
== Spouse's credit card charges== My husband says he actually heard the answer to this on a radio show the other day. The answer given was this: As long as no one else's names are on the credit card (or, I assume, the original application) only your father was responsible for his debt. Your mother should be okay. However, I don't know if this varies from state to state. It would be wise to check with an acct. maybe or with the atty. handling your father's estate - just to be on the safe side. More input from FAQ Farmers: * This happened to my elderly mom. The CC companies are crooks! They sent her cards with her name on it and the account number of my deceased father's cards. Thank God I was there because if she had used any of the cards even once she would have been responsible for the whole debt. As it was, I was able to stop her, contact the credit card companies and had the debt cancelled as there was no estate to speak of.(a small threat of contacting the attorney general of the state of Colorado about fraud seemed to help alot) Good luck * The only person responsible for a cc debt is the person(s) whose names are on the account. A spouse is only responsible if the account is held jointly or if the married couple lived in a community property state. "CP" states consider all marital assets and all debts equally owned and equally owed.
Is my mother responsible for my deceased father's credit card debt?
No one can really answer that. We do not know your mother and your person story with them. No one can answer this except your mother. Ask her.
Can childsupport payments be garnished from girlfriends pay check if the father is not working?
Probably not. The girlfriend is not responsible for payment. However if you have a joint account then the payments may be seized from the bank.
Can a son purchase house from his father?
Yes, a son can purchase a house from his father as long as his father is the owner and there is no outstanding mortgage.
