answersLogoWhite
Insurance
Long Term Care Insurance

If your mother was in an assisted living facility for a short time but has now been independent for 3 years can she qualify for LTC insurance?

888990

Top Answer
User Avatar
Wiki User
2008-11-03 10:36:40
2008-11-03 10:36:40

== == It depends on the company and what she was in the assisted living facility for. The question "are you currently residing in, or plan to enter..." is the question on an application that would deny coverage. People could be residents of a facility that would not harm their chances to get future coverage. Joint replacement- you could have someone that decides to stay in an assisted living facility during rehab. When the rehab is done they return home. Just because they were in an assisted livng would not be important for the future underwriting consideration.

1

Related Questions

User Avatar

Without knowing all the details, if she is already in an assisted living facility you cannot… she would be uninsurable. If she is in good health and could qualify for a LTCI policy, all policies will pay for her to be in an assisted living facility.

User Avatar

Yes and the assisted living facility would get some other funds from other sources that may qualify for.

User Avatar

A Medicaid application is an application for government assisted health insurance. To qualify for this you must fill out the application form and submit it.

User Avatar

yes as military you do qualify for he champus insurance . you can get further deails on www.tampa.va.gov

User Avatar

Call or go online for a free life insurance quote to see what you can qualify for without a physical exam.

User Avatar

In order to qualify for care at an assisted living home around the country you must be able to show that additional help is needed to perform activities of daily living (ADL's), but you wish to live as independently as long as possible. These facilities are reserved for the elderly population, but care is given to those who need it regardless of age.

User Avatar

There are many reputable insurance companies that provide income protection insurance. Progressive, State Farm, and Geico are all good companies and can assist you with what you qualify for.

User Avatar

You can learn about government sponsored car insurance at insureme.us/government-sponsored-auto-insurance-plans-qualify/. It is for low income families and has strict guidelines to qualify.

User Avatar

In most states Medical will help individuals pay for assisted care if they qualify. They best thing to do is to check with your local branch of this agency.

User Avatar

To qualify for Prundential Disability Insurance you have to consult your local Prudential office. They offer insurance on a case by case basis and have the full right to deny anyone applying.

User Avatar

Depending on how many hours you work, how big your family is and what your income is you might qualify for insurance through your county welfare department. Its worth checking into if you qualify.

User Avatar

Probably not. Since you made a choice to leave your job, it is unlikely that you qualify for unemployment insurance.

User Avatar

No, Insurance is not transferable. Each insured has to qualify based on their own risk factors.

User Avatar

The only way to answer that is by calling Medicaid and asking them if you qualify.

User Avatar

You can become an insurance recruiter by applying for a job as an insurance recruiter. Insurancerecruiters.com has a lot of jobs posted that you might qualify for.

User Avatar

To qualify for cheap auto insurance you need to avoid accidents, speeding tickets and most of all DUIs. If you're willing to drive a motorcycle rather than a car this will reduce your insurance as well.

User Avatar

See if you qualify for assistance or wrtie a big check!

User Avatar

Yes you have to be at least 60 to qualify for anthem blue cross blue shield insurance. Age 65 is the cut off.

User Avatar

Yes, you need to make below $40,000 to qualify for an HMO insurance plan. Read more at http://personalinsure.about.com/cs/healthinsurance1/a/aa011704a.htm

User Avatar

Basically any injury that keeps you from being able to perform your job adequately can qualify you for work insurance. You need to have sustained the injury at your job and not elsewhere in most cases.

User Avatar

If a person is blind they could potentially qualify for disability insurance. There will still be other factors that are considered like, income, assets, and other financial restrictions that may be put into place.

User Avatar

I would check with my insurance agent. Personally, I get discounts for having home owner insurance, multiple cars, and, defensive driving.

User Avatar

Yes you can. Life insurance can be issued to anyone even if they are dieing. You need to speak with an independent broker that has access to many companies and can point you in the right direction as to which policy is best for you. Do not just start applying for insurance without finding out what you qualify for 1st. Rated or declined applications make it more difficult to place you.


Copyright © 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.