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Yes, however the child should be listed on someones policy as a driver. If the child drives your vehicle with any frequency and is not listed on the other parents policy then I would highly recommend adding them to your policy and pay the extra premium.

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โˆ™ 2005-11-17 03:52:43
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Q: If your non-household child drives your car with permission is he covered by your auto insurance?
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If someone has full coverage on their vehicle is anyone who drives it covered under his insurance?

Full coverage or not the answer is usually yes unless that person is specifically exclued by name from that policy. The person has to have permission or implied permission to be using the vehicle from the owner.


Can your teenage granddaughter drive your car without being insured on her parents insurance?

As long as she has your permission, she can drive the vehicle and she will be covered. If she drives it more than a few times, you should add her to the policy.


Does full coverage insurance cover my car if someone else drives it?

Auto Insurance covers the vehicle, not the driver. As long as you give permission for a legally licensed person to drive your car and they are properly using the vehicle (i.e.: not racing) your vehicle is covered.


Which of these sentences describes liability automobile insurance coverage?

it covers anyone who drives your car with your permission...


If a 16 year old drives my am I covered?

Depends on your insurance, I am coming to that situation myself. I plan on calling my insurance agent


Who is covered under your insurance policy Will your insurance cover your niece to drive your car?

Yes, if she has not been previously excluded in writing. If she is going to be a regular operator of the vehicle then she needs to be listed as an operator on the policy. An automobile insurance policy coveres named insured, family and anyone who with PERMISSION drives the vehicle.


If someone drives your car with your permission and has an accident who should pay for the items not covered by your insurance such as deductible and alternate transportation etc?

That is between you and your friend and how much you want to remain friends with this person. This question might be better suited for Dr. Phil or Oprah.


If a household member with a suspended license drives an auto without permission and gets in an accident can the insurance company refuse to pay?

Yes


Who is responsible for damages if a permit driver who is not on your insurance policy nor is a family a member drives your car with your permission while you are in it and they get into an accident?

you ni^^a


What type of insurance do you need in order for anyone to be covered that drives that vehicle?

There is no such policy. All auto insurance contracts require disclosure and scheduling of all drivers for coverage.


How do you set up the Sportage to be towed by a MotorHome?

If someone without a valid drivers license and without car insurance drives a car that is covered by car insurance, does that insurance pay for that uninsured driver if they have a accident?


If someone with a learner's permit drives a car that is insured but the licensed driver in the car is not listed on the policy are they covered?

If everyone was legal, yes, a collision should be covered by the insurance company.


Will auto insurance cover a test ride on a motorcycle?

I could be wrong, but I would think the motorcycle dealership would have insurance for their vehicles that would have it covered for things like test drives.


What are the benefits and risks of commercial liability insurance?

Yes, if a lot of people drive the vehicle, you need insurance to cover everyone who drives it. Although typically the insurance goes with the person, so as long as your people are covered, the vehicle is.


Can someone who drives with no insurance drive with someone who has insurance?

no


If a brother and sister are living at the same address in Massachusetts is his car covered by his collision insurance if she drives it?

Only if he as a multiple driver policy. If not, then no, you would not be covered in the event of an accident. He could add you to his policy- just call the insurance company with the details. Not unless she is listed as atleast an occasional operator on his insurance policy.


Do you need auto insurance when you don't own a car?

not generally.........insurance stays with the car...............in other words, unless you or ''other drivers'' are excluded from a vehicle policy, whomever drives that vehicle WITH PERMISSION is an ''insured driver'' of that vehicle.


If a minor has been removed from his parents' insurance since 'he never drives the car' is he covered if he is driving a friend's car?

He has no coverage. Unless the minor gets insurance elsewhere. He would likely be covered as a permissive driver of the friend's car, under the friend's policy.


Full coverage auto insurance protects anyone who drives car?

In most cases, as long as the policy owner give permission, then the policy will cover anyone who drives the car. There are exception for those who are specifically restricted by the policy to drive the vehicle.


Before a driver drives a motorcycle, they need to have motorcycle insurance.?

Before a driver drives a motorcycle, they need to have motorcycle insurance.


If your daughter is not a resident of your household but is named on your insurance how involved ar you if she drives her boyfriend's car?

I'm not sure I understand the question. If her boyfriend has insurance, then she is covered under his policy as long as she had permission to drive his car. As far as your liability if she has an accident, it all depends on the extent of the accident and if a law auit is filed for more than her boyfriend's policy limit. Then there could be potential to attack your insurance policy which names her as a driver.


Do you need your own auto insurance in New Jersey when you only have a permit or are you covered under your parent's policy?

Most insurance companies cover a minor with a learners permit under the parents insurance because the minor drives while the parent is present. In the state of CO,CA, and WA. Your covered under your parents. Some states may have different laws, but I doubt it. Please check with your parents insurance company.


If you have no insurance on your car but it was the other drives fault would there insurance still pay for it?

no


Does your car insurance cover the owner if you co sign?

Insurance usually follows the car so no matter who drives it, claims will be covered, unless the person driving it is specifically excluded from the policies. But just to be sure, the best course of action would be to contact the car insurance companies directly.


If your 21 year old daughter who is covered on your insurance policy drives another person's car is that owner's insurance liable in case of an accident or is yours?

That will depend on the laws of the state you reside in. You can get detailed information at your state's department of Insurance - they probably have a web site. It will also depend on the language of your auto policy - read section regarding "Other Insurance".

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