All the damages will have to be paid by the other party's insurance company. Your deductible isn't applicable.
The Insurer and the Insured are parties to an insurance contract.
It's basically the amount of (in this case, medical) expenses that an insured person has to pay before the insurance kicks in and starts to pay. The trend is to modify the basic "all or nothing" deductible concept to include "co-pays", where the insurance pays for certain types of services (such as an annual health examination) even before the deductible is met, with the insured paying a token amount (say, $10) for the service and the insurance picking up the rest. This is beneficial for both parties: the insured doesn't have to come up with the full cost of the exam, and the exam may discover a condition early, while it can be treated easily and cheaply (therefore saving the insurance company money in the long run).
If you are at fault, your policy will pay for the other person's damage under your property damage coverage. If you have collision coverage, you will have to pay your deductible if you are at fault.
Subrogation, It's basically when an insured's insurance carrier pays for the damage done to their vehicle, even though it was the other parties fault. The insured's carrier will then go after the other parties carrier for reimbursement.
The claims process should be quite a bit easier. What some companies do is waive your deductible for both parties.
you could sue to get ythe money to pay for your car and anything else that might have been ruined you would probably win because he was driving illegaly also if he didnt stay at the scene of the accident it is a hit and run he also might have his license suspended
Between the insurer (the risk-bearing entity) and the insured.
There are quite a few options available, some offer free shipping, some specialize in themed childrens parties, so here are four options to check out, all have quite a large variety: www. BirthdayExpress.com, www.partypalooza.com (free shipping), www.BirthdayDirect.com and www.partystrings.com (they have a large stock and specialize in themed parties). Hope this helps, good luck!
No ... Both parties just have different options about things that are a issue in America
If you have requested cancellation of your policy then it would not be appropriate to reinstate it without an additional request from you so long as required notices of discontinutaion of coverage have been made to all interested parties.. There are times when it would be appropriate and in the best interest of the insured to automatically reinstate a policy without an additional request from you to do so. Especially if there is an express or implied desire for continuation of the coverage such as if an overdue payment is received after a policy lapse. Other Insured Parties such as Lienholders and Mortgage companies can also require an insurer to continue coverage for a specified period of time. Another insured parties interests could require the insurer to reinstate a policy until such time as they have been properly notified.
Court?
Generally, the parties would be the insurance company, the insured and the dentist. However, depending upon the nature of the policy, there may also be an entity, such as a third-party administrator that is responsible for pre-approving procedures and issuing payment to the provider.