If your wages are being garnished is it legal for your joint checking account to also be garnished?

A bank account cannot be garnished by any creditor if a wage garnishment is already in force. A wage garnishment is implemented before the employee receives wages owed, with the firs $154.50 (weekly based) being exempt from garnishment. Creditor judgments must run consecutively not concurrently. Joint accounts in most states are subject to levy depending upon how the account is established and the laws of the state where it is held. There are exceptions, if child support is being withheld from the person's wages then a creditor garnishment or bank account levy is possible. Other exceptions could be federal tax arrearages, state tax arrearages, child support arrearages and in rare cases spousal maintenance (alimony).