Arizona is a community property state, in general all assets and debts belong to both spouses. It is possible to use the innocent spouse defense if it can be proved that the person did not have any connection whatsoever to the debt(s). If a spouse used even one credit card, they will probabaly be held liable for all the debts.
Yes
The wife is responsible as she was the one who signed the credit contract.
No. The husband of the family is responsible for everything that happens to or by the family members.
There are many services offered by Arizona Federal Credit Union. Some services offered are checking and savings accounts, loans and credit cards, and investments.
Only the two consumer's who signed the contract are responsible. The debt will show on your husbands credit report. If you apply for joint credit in the future, any accounts held individually or jointly with anyone else will be reflected on your credit report and may impact the score. So, if you anticipate wanting to get an account, or loan, with your husband in the future; it may be in your best interests to ensure this loan is paid as agreed.
No
Yes
The wife is responsible as she was the one who signed the credit contract.
No. The husband of the family is responsible for everything that happens to or by the family members.
Yes, if you share assets then the credit companies will consider you responsible and come after you for the unpaid debt. You may consult a credit councelor, they may have a loophole that the general public doesn't know about.
im sure this is a no the person responcible should be the insurance company
There are many services offered by Arizona Federal Credit Union. Some services offered are checking and savings accounts, loans and credit cards, and investments.
Only the two consumer's who signed the contract are responsible. The debt will show on your husbands credit report. If you apply for joint credit in the future, any accounts held individually or jointly with anyone else will be reflected on your credit report and may impact the score. So, if you anticipate wanting to get an account, or loan, with your husband in the future; it may be in your best interests to ensure this loan is paid as agreed.
Yes, you are liable for your husbands credit card.
Credit cards are considered Open Ended accounts. In Arizona, they have three years to collect or bring suit.
The estate is primarily responsible. However, a spouse is normally considered to benefit from such debt and can be held responsible.
If the card is in his name, only, there may be an out. You will need to get legal help.