answersLogoWhite
Insurance
Auto Insurance
Auto Insurance Claims

In California if you do not have auto insurance and you are involved in an accident that is not your fault does the insured at fault have to pay your medical and or pain and suffering?

252627

Top Answer
User Avatar
Wiki User
2007-01-05 22:35:34
2007-01-05 22:35:34

California law restricts owners and operators of motor vehicles injured in a motor vehicle accident from recovering compensation for pain, suffering, inconvenience, physical impairment, disfigurement, and other non-pecuniary damages if the injured person was not insured at the time of the accident

1

Related Questions

User Avatar

If you were involved in an accident with this person then their insurance information will be listed on the accident report. If you were not involved in an accident then it is not your business who they have insurance with. Much of this is covered by the privacy laws so if you really have to know ask the person.

User Avatar

Car insurance wont cover health insurance. Car insurance will cover any medical bills related to an automobile accident you are involved in though. If you were in an automobile accident, contact your auto insurance company right away.

User Avatar

After an accident, all parties involved with the accident should exchange insurance information. Typically, the insurance companies will talk to each other about repairs and cost.

User Avatar

Liability insurance for drivers is a requirement in the state of Mississippi. The other party involved in this accident does not have insurance. I do have liability insurance. The accident was not reported although law enforcement was called and an accident report was completed. The other party now wants me to fix her automobile. What are my rights in this situation?

User Avatar

Any accident can cause your insurance to go up even if it wasn't your fault.

User Avatar

1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.

User Avatar

It shouldn't ... normally insurance companies do not report the accident to the police authorities unless a death is involved. However, since you reported the accident to your insurance and if you are at fault, it may cause your rates to increase.

User Avatar

Medics , police, insurance company, family are to be called.

User Avatar

Contact the police, call for help, and call insurance.

User Avatar

This means that if the accident was your fault, your insurance will pay(up to an amount that is on your policy) for the other property and persons involved in the accident. Liability insurance does NOT cover your vehicle damage.

User Avatar

Some do. I work for an insurance company and many will take ownership of the accident.

User Avatar

In order to make an accident insurance claim, one must provide the details of the accident and, if relevant, who was involved. The date and time of the accident and the extent of the damage are also necessary.

User Avatar

Unfortunately, you left out critical details, such as how and where the accident occurred, who was at fault, whether all involved parties are insured, and of what "pain and suffering" you are referring. Regardless, "pain and suffering" is a matter for the courts, not the insurance companies. As with any other case, at least in the USA, if the courts decide that "pain and suffering" is warranted, then the offender's insurance company would, most likely, appeal the ruling. If the appeal fails, then that insurance company is obligated to pay, assuming that the at-fault driver is so insured; otherwise, the offender's insurance company would not be involved at all, except for peripheral details, and the offender would take the brunt of the claim. If the offender wins the appeal, then the victim should appeal. As you can see, this can take a lot of time, money, and effort.

User Avatar

Of course, age doesn't matter. If you have a valid license and have a current insurance policy you can claim the accident.

User Avatar

It is never a good idea to drive without insurance as there are costly penalties if one is caught or involved in an accident. If one is in an accident without auto insurance, their options are limited but they may be able to sue the other driver if they are at fault.

User Avatar

Usually if an accident is determined not to be the insured's fault, then their insurance rates will not rise as the insurance company did not lose any money from covering the driver involved in the accident. If the accident is determined as being inconclusive, the rates may rise some, to adjust for the amount of money the insurance company lost in the accident.

User Avatar

If you were driving someone elses vehicle and involved in an accident whether it be fatal or not then the person who owns the vehicle should have insurance on it and then the accident would be covered on that policy but if it goes over the amount that they have then its possible for yours to kick in and pay any extra.

User Avatar

Not unless there are unusual circumstances. Generally the insurance provider of the person who is deemed to have been responsible for the accident is liable.

User Avatar

No. As long as you were not involved in the accident then it shouldn't affect your driving record. You must also not be the owner of the vehicle that was involved in the claim.

User Avatar

If they know about the accident, there should be a claim involved so it could.

User Avatar

you will have to pay for the damage and/or the injury costs of whoever was involved (including yourself)


Copyright © 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.