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You can stop a debt collector from contacting you by tell them not to contact you again. Failure to honor your request would be a violation of the law.
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How do you get a debt collector to stop calling?
"If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter - even if you don't think you owe the debt, can't repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don't want the collector to contact you again, tell the collector - in writing - to stop contacting you. Here's how to do that: Make a copy of your letter. Send the original by certified mail, and pay for a "return receipt" so you'll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt. "
How do you stop being harassed by a debt collector in Texas?
pay him or get a better job that pays more
What is the right to notify a debt collector in writing to have no further contact with you is covered by the?
The right to notify a debt collector in writing to cease further communication is covered under the Fair Debt Collection Practices Act (FDCPA). This request, commonly known as a cease and desist letter, requires the debt collector to stop contacting you except to inform you that further efforts to collect the debt have ceased or that specific actions may be taken.
Can you get a debt collector to stop calling?
Yes: by paying what you owe.
Can an employer ask an employee's debt collector to stop calling?
Yes. In fact, it is a violation of the federal Fair Debt Collection Practices Act for a debt collector to contact you at work if your employer disapproves and they are informed of this fact by you or your employer. You or the employee can tell the debt collector to stop. Simply interrupt him and say, "This is my work number. Do not call me here again." And then hang up. 99% of the time, that will take care of it.
Can you make partial payments to a debt collector and stop a lawsuit?
Partial payments to a debt collector may not necessarily stop a lawsuit, as they can still pursue legal action to recover the remaining amount owed. It's important to communicate with the debt collector to try to negotiate a settlement and potentially prevent a lawsuit. Seek legal advice to understand your options and rights regarding the debt collection process.
How can one get collection agencies to stop calling?
Tell the debt collector you would prefer to communicate with them in writing therefore stopping phone calls. Another way is to send the debt collector a cease and desist letter this way they have to stop communication with you but this does not release you from the debt you owe just stops collectors from bothering you.
Statute of limitations has expired on a loan but you are still getting calls and threats at work?
A debt collector should not be contacting you at work if they have been told not to.Statute of limitations vary by states.Debt collectos do not care if the statute has expired. You could send the collector a certified letter requet a receipt and they may stop ,as they know this can hold up in court.
Can eight calls in one day be considered harassment from a debt collector?
Yes, eight calls in a day from a debt collector can come under the act of harrassment. However, it would be to your best advantage to talk to the debt collector (you obviously owe money) and come to some resolution to pay your debt off and this way the calls will stop. When you owe a company money such as Visa they will put it in the hands of a Debt Collector and all they want is their money back or at the very least part of it back.
Can I stop sending payments to a debt collector and send them to the original creditor instead?
The simple answer is yes. You are creating then more paperwork, more opportunities for the payment to get lost, and less of a guarantee that the debt collector will adjust your credit bureau information. It is best to just send payments to the collector.
Can a debt collector have your drivers license revoked?
No, It is illegal for them to even suggest they can have your license revoked or have you arrested. Get informed! Read the Fair Debt Collection Practices Act booklet from the Federal Government. It tells you what collectors can and can't do. It also tells you what to do if they break the law while trying to collect from you. Remember, debt collectors MUST stop contacting you by phone if you request it by FAX or mail. Send a FAX or a letter with PROOF OF DELIVERY, to prove you sent the request. After they receive it, they must stop calling you and your family. They can only contact you by mail after that. Report them to the FTC if they don't stop.
Do I have to make a payment plan with a debt collector or can I just send in payments?
You can send in payments, it won't stop them from bothering you though, that is what the payment plan might be able to do for you.
