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In a NJ accident with a NJ driver at fault and a PA driver which policy covers the Bodily INJury claim?
Wiki User
∙ 16y ago
All insurance policys must conform to the laws of the state that the vehicle is being driven/wreck in. Whom ever is At Fault for the loss, their policy will cover the injured party. If the N.J. driver is at fault then their policy will pay the injured PA driver under the N.J. policys bodily injury coverage. Subject to the rules of the state..Is it a p.i.p. state? If so the thresold must be eclipsed.
Wiki User
∙ 16y ago
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Can other drivers claim bodily injury from your insurance for a car accident in which driver is found at fault?
Yes, the driver who was at fault is responsible for the bodily injury for anyone who has been hurt in the accident. The percentage of payment that has to be made would depend upon the percentage of fault for the accident, the prevaling norms of the state or province where the accident ocurred.
Which of these sentences describes liability automobile insurance coverage?
Auto liability insurance is a type of car insurance that covers the policyholder in the event that they cause an accident and are found to be at fault. It provides financial protection for the policyholder in the event that they are sued by the other driver(s) involved in the accident. Liability coverage typically includes two types of coverage: bodily injury liability and property damage liability. Bodily injury liability covers the medical expenses of the other driver(s) and any passengers in their vehicle. In contrast, property damage liability covers the cost of repairing or replacing any property that was damaged in the accident, such as another vehicle or a fence.
What happens if you are driving an uninsured car and you get into an accident and it was not your fault?
The at-fault driver's insurance will pay for all property and bodily injury damages.
Will your health insurance cover bodily injury in a car accident?
Yes, but only as a secondary coverage to all other auto insurance claims you might have (like bodily injury liability against the at fault driver or personal injury protection coverage in no-fault states).
What is the statute of limitations for uninsured motorist bodily injury in New Jersey?
In New Jersey, the statute of limitations for uninsured motorist bodily injury claims is generally two years. This means that you have two years from the date of the accident to file a lawsuit against the uninsured driver for any bodily injuries you sustained.
What if an uninsured unlicensed driver is driving an insured drivers car causes an accident with bodily injury?
The injury would most likely not be covered under your auto because you let an unlicensed driver drive your vehicle when they cannot legally drive.
Can you claim bodily injury from your insurance for a car accident in which you were found at fault?
If you had medical coverage, you can.You cannot claim bodily injury against your own policy for yourself because you cannot be liable to yourself. Bodily injury coverage falls under the liability portion of your policy, for injury to others caused by you or the driver of your vehicle. You must carry PIP or MEDPAY for your own injuries.In the UK - the law is based on fault. Namely the driver at fault pays for the injury and vehicle damage to the innocent road user. Motor insurance is compulsory as this pays the liability of the driver at fault. So you cannot claim for bodily injury from your own insurance as you would be claiming against yourself - but if your motor policy was comprehensive you can claim from your own insurer for vehicle damage - subject to an excess. See the related link entitled "car driver injury claims" for a full explanation as to when a car driver can claim and when a car driver is considered liable.
If a person in a car wo benefits nor car insurance hits a pedestrian and causes bodily injury to the pedestrian?
Then the driver would assume all liability for the accident - including monetary damages.
Who is liable for medical treatment cost when the accident was not your fault and 3rd party have admitted liabillity?
The at fault driver's auto insurance company will pay for your medical treatment out of their Bodily injury liability coverage.
Who is covered under my Uninsured Motorist coverage?
Uninsured Motorists Options on your Auto Insurance Policy Offer cover yourself and other passengers in your vehicle and comes with basically 2 options 1 Um / BI = Uninsured Motorist Bodily Injury Coverage 2. Um / PD - Uninsured Motorist coverage Physical Damage BI covers Bodily injury to the driver and passengers in your vehicle. PD covers your Physical Damage for your Vehicle.
Can a car rental company in Florida be suedIf the driver of their car caused an injury accident?
no unless the car the driver was driving was unsafe and the problem of the accident but only the driver can sue in that case.
What will happen if you are a passenger in a car that has a severe accident and you are severly injured The car is uninsured and the driver who doesn't own the car is uninsured?
If there was another vehicle involved and the accident was that driver's fault you can file a claim through their insurance. Otherwise, the only other place to go is through your insurance. You can use your medical coverage (if you have it) and you should have "uninsured motorist bodily injury" coverage that you can use.
