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Need more info how did they make the mistakes and not get the down payment?

Well, technically yes. If you signed a finance agreement that stated a down payment and you didn't give a down payment, you breached the agreement. Whether it be by their mistake or yours. Now, is it right? No.

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Q: In the State of Arizona can a dealership repo a car if you are current on your payments but they made mistakes and never got your down payment?
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If you are current on your payments can the car dealership who sold you the car repo it or is the bank that is financing the vehicle the only one who can do that?

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