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In the state of NY if the surviving spouse is part of the deed who pays deceased credit card bills?
Wiki User
∙ 14y ago
Unless one or more of the mentioned credit accounts included specification of a tangible property (eg. what you referred to by the term "deed") -- which is almost unheard-of -- then the "credit card" accounts are UNSECURED DEBT. The fact that your deceased spouse was a joint owner with you of a property has nothing to do with your spouses outstanding unsecured debt (ie. credit card accounts in the spouses name only).
by the way ....
1) find the procedure in your state where y'all had that property deed recorded to get the deceased joint owner off the record -- do so for general principles, avoiding future complications
2) in some states, unsecured credit contracts become null and void when the named debtor dies -- assuming there was only 1 named debtor on the contract (if the credit account is joint, then the other named debtor(s) is responsible for that debt)
Wiki User
∙ 14y ago
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