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Q: Is Alabama a debtor friendly state?
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What is a debtor state?

A debtor state is a state that will not garnish wages or place leans on homes in the case of unpaid debts/bills ! There is not such a thing as a "debtor state" there are states that are considered "debtor friendly" rather than "creditor friendly" meaning that the states have existing laws that favor the debtor rather than the creditor when it relates to bankruptcy and lawsuits for monies owed. This does not necessarily mean that wages cannot be garnished, assets cannot be seized nor liens placed against real property, it simply means the debtor can sometimes avoid such action or can protect a large portion of his or her real and personal property.


If the creditor resides in Alabama and the debtor resides in Georgia where should wage garnishment paperwork be filed?

The creditor will need to sue the debtor in his or her state court to obtain a writ of judgment that can then be executed as a wage garnishment against the debtor in the debtor's state, (in this case, Georgia). Even in cases where the lender chooses and wins arbitration, a civil judgment must be obtained from the state court in the county where the debtor resides and must be executed in the manner allowed under the laws of the debtor/s state.


Debtor friendly states?

The term refers to a state's laws that appear to offer a debtor who defaults on financial commitments more protection against creditors. The definition of such would depend upon the type of debts, the circumstances of those debt(s) and how the laws relate to his or her situtation. FYI, There are no community property states that could be defined as "debtor friendly".


Which states are debtor friendly?

Texas, Florida, Iowa, Nevada


In what state is Alabama state university in?

... Alabama 


Is auburn a state?

No, Auburn is a city in the state of Alabama.


What amount is exempt in a home equity in Florida?

Florida is generally referred to as a "debtor friendly" state. State law provides for unlimited homestead exemption, which protects the primary residence from attachment or forced sale by unsecured creditors. Not foreclosure proceedings by a mortgage holder that is a different matter. The state laws pertaining to wage garnishment and many other exemptions also favor the consumer/debtor.


Can your wages be garnished for credit card debt in Texas?

Texas does not allow wage garnishment. Texas is known as a debtor friendly state. This means the exemptions are so liberal the average debtor is judgment proof. You sound very upset..please e-mail me if you think I can be of further help.


Is Alabama acuity or state?

Alabama is a state, not a city.


Which state has Montgomery as its capital?

It is the Capital of the US State of Alabama and a former Capital of the Confederate States of America.


Which state is a southern state Ohio Colorado or Alabama?

Alabama


Abbreviation for the state of Alabama?

The abbreviation for the state of Alabama is AL.