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Yes. It is a non-profit organization, and therefore can cold-call phone numbers on the Federal Do-Not-Call Registry. They offer an annual membership that is discounted for those between age 50 to 80.

Once you agree to have their representative come to your home and personally deliver a packet of discount coupons, you will be turned over to their for-profit partner companies.

This process is critical, since the for-profit partners cannot, by law, make the cold calls that led to the first appointment in your home.

Their for-profit partners sell a variety of financial instruments, including life insurance, health insurance, dental insurance, vision insurance, tax planning, estate planning, financial planning, and more. These are sold by America's Tax & Accounting, Elder Law Attorneys, Carexpress, APS, Venture Health International, Mortgage Service of America, Great Lakes Insurance, and other companies.

They have a website you can find by Googling America's Professional Services Association.

If you have been getting hang-up phone calls from (586) 283-3000, you can call APSA's Customer Service department at (800) 898-8282 and ask Monica to stop calling you.

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Q: Is America's Professional Services Association a legit company?
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