Car insurance is mandatory nation-wide. Most states require a minimum coverage of liability, but some states do require more.
There are several different countries in which it is mandatory to have medical travel insurance. Many countries in Europe, like Sweden, for example, require people to have medical travel insurance.
This word means required. Example; Having health insurance will soon be mandatory for all Americans.
Not all states have financial responsibility laws, but most require drivers to demonstrate some level of financial responsibility, typically through liability insurance. The specific requirements can vary significantly by state, with some states allowing alternatives like surety bonds or self-insurance. States that do not have mandatory insurance laws may have other forms of financial responsibility regulations in place. Always check local laws to understand the requirements in a specific state.
No. It's not like everyone owns a boat there. Not many people own boats unless they have like a yacht or something.
Like most states, you can get "state minimum" coverage, or add in extras like a lower deductible, vehicle theft coverage, etc.
Texas, like all other states, requires that drivers carry insurance. Each state sets the standards for the minimum amount of coverage. In Texas, this rate is called "30/60/25 coverage," which specifies the minimum amount of coverage for injuries, the accident, and property damage. It does not include repairs to your car, and only applies to cars that are not financed. You can read more: http://www.tdi.texas.gov/pubs/consumer/cb020.html
No, the coverage not specific to a classic car but you can insure it. Texas does not have property taxes so you will pay more for other things like insurance.
"Yes, you are correct contents insurance in the United Kingdom is what we call homeowners insurance in the United States. It is more like a renters insurance."
Insurance adjusters are the ones who settle claims. They take care of all the time consuming and complicated documentations like police and medical records, interviewing witnesses and inspect property damages. Texas Insurance adjusters are required to pass the Texas licensing exam and obtain insurance license. Insurance exam and its courses must be TDI(Texas Department of Insurance) Accredited. There are insurance licensing exam providers online that are accredited and authorized by different Insurance organizations.
According to consumers, the best Texas car insurance providers are State Farm, and Farmers. They have great reviews, satisfied customers, and they also have other options besides just car insurance, like life insurance, and renters insurance.
Some veterinary offices make you pay insurance but it isn't always mandatory. Sometimes it can be cheaper to have pet insurance if your pet has to have many visits to the vet or if you have a lot of pets. Some insurance companies pay pet insurance like Progressive and Allstate.
In Texas, churches and other religious organizations are generally exempt from paying unemployment insurance taxes. However, they can choose to elect coverage for their employees. If they opt in, they would then be required to pay unemployment insurance taxes like other employers.