There is a type of insurance that is often called boiler cover insurance. Because boilers are not usually covered by standard home insurance you can get a separate policy that covers just the boiler.
Boiler insurance isn't usually covered on standard home insurance. Boiler insurance covers repairs, parts, and possible replacement of your home boiler. Boilers can be costly to repair that is why the insurance is necessary.
A gas boiler cover is a form of insurance that helps one afford to repair or replace a gas boiler should some part of it break. Some companies that offer gas boiler covers are HomeServe and uSwitch.
AAA offers gas boiler insurance to home owners. Check with your local agent about insurance of this type, as it may not be listed in a search, but may be available.
It can. The problem with homeowner's insurance policies is that you are never really comparing apples to apples, and then there is the degree of coverage. The policy will most surely cover aspects of the boiler and damage that may ensue from boiler problems, but only reading the policy would explain if it does. Some home warranty policies may cover this as well. Home warranty policies have been expanding their coverage these last few years, and they would possibly cover repairs to a boiler (yet again, policies are different from each company).
what is broad form boiler and machinery insurance
They cover auto insurance, life insurance,homeowner's insurance, and also insurance on AARP endorsed products. They seem to cover all the basis for insurance needs.
Homeowners Insurance is what you need to cover a home.
The fundamental distinction between landlord and homeowner boiler service insurance is that the insurance should cover the landlord’s requirement to keep an annual Landlord Gas Safety Record. This is something we can offer with all of our landlord services. For your convenience, we can provide electronic copies of the certificates of all our heating engineers registered with Gas Safe.
The boiler service and central heating system, including the radiators, are covered under the Boiler & Central Heating System Cover. The annual boiler service is also included in this. In comparison, the home cover policy has all the elements listed above but also covers problems not related to boiler heating service.
In case a client sues, what type of insurance do MT's buy to cover their work?
"Firstly you need to make sure you've got the right size boiler cover, as boilers do come in all shapes and sizes. Then empty the boiler and cover it. Then slowly refill it."
Any company that writes Commercial Insurance can write boiler and machinary coverage. Farmers Insurance is a large provider.