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Is a credit score of 663 good?

Updated: 9/11/2023
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15y ago

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No. It is around the 33rd percentile of credit scores. 2 of every 3 people have a better credit score than 663. Now that subprime lending is going away, you need to focus on paying everything on time, lowering cc debt, and after 6 months or so, you can apply for loans to refinance on remaining debt.

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15y ago
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Q: Is a credit score of 663 good?
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How does a 663 credit score rank?

A 663 credit score ranks in the middle on the spectrum. A 750 or greater score is needed for the best interest rates.


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Credit score ranges are relative, and there are a couple different ones, so the true answer depends on whether your 663 is a FICO score. If it is, it falls within the rating of "fair" or "average" credit, and a loan to purchase a house will likely come with higher interest rates.


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