Was the tenant's property attached to the building, such as signs, wall to wall carpet, etc.? Because building insurance typically does not include contents of others but can include permanently installed Tenant's Improvements and Betterments.
The landlord is generally only responsible for the building, not the belongings inside. That's what renter's insurance is for.
One can get a building insurance for a landlord online from various websites. Some of these websites are Compare The Market, Money Supermarket, Simple Landlord Insurance and Confused.
The answer is basically no. The landlord is never responsible for damages to personal property belonging to tenants in any dwelling or structure. That is why you are strongly encouraged to get renters insurance. In some cases you may have some recourse if the landlord knew of the problem. But if you get renters insurance be insurance company can determine that for you and they can seek damages from the landlord.
The prices for landlord building insurance in Philadelphia depends on the zip in which you live and what is in your insurance policy. Enough information wasn't provided to make an estimate.
Landlords can purchase landlord or rental property insurance to protect their properties. A landlord insurance should cover the building and any contents that are the property of the landlord.
There are many different companies that offer landlord building insurance. This service is offered by most insurance companies, but can be found online on sites such as "Simple Landlord Insurance". A complete list of many companies that offer this service can be found on the Money Supermarket website.
There are a number of companies that provide good landlord building insurance. Some of the better ones include 'Direct Line', 'More Than', 'Simple Landlord', and 'Nationwide'.
From an insurance perspective the landlord should have coverage on the building and the tenant should have coverage on his/her contents. Legal liability may be a different issue depending on the circumstances of the fire.
Normally not. Anything that is part of the property is covered by the landlord as part of the property. However, you are responsible for any damages you incur upon such, something your insurance will often cover.
The Nationwide Building Society offers insurance for the home (buildings and contents), the car, travel, landlord insurance and life & lifestyle insurance.
yes it should - renters insurance has limited to zero building coverages - it would only cover betterment and improvements made to the building by the renter. All other building losses is covered by landlord policy
Landlord, and their insurance