Yes, no problem with that.
900 Sorry, 900 is not it Highest FICO score is 850 http://www.myfico.com.
You answered your own question, the scoring model they use is your FICO score, not your FAKO score which it is called when you purchase your score from one of the big 3, that scoring model is called Advantage.
FICO is one of three major organizations that keep track of an individual's credit history. FICO's scoring system runs from 300 to 850. Although a score of 500 or lower may not cause someone to be denied credit, it is considered below average by most lenders. If you are denied credit, FICO is required by law to provide a free copy of your report.
Beacon is the trade name that Equifax uses to describe their version of the FICO score it is the same scoring model though for more information see thecreditguy.tv
580-679 is considered an average FICO score
I don't think anyone know that answer but Fair Issac themselves. Its a great quesion. However FICO is changing their formula this year.
R. Fico has written: 'Note pratiche sulla lotta al randagismo e sull'anagrafe canina' -- subject(s): Congresses, Control, Feral dogs
FICO was created in 1956.
If this is your FICO Score, then NO. FICO scores range from 300-850, the average score in the USA being 687. If your score is 489, it may be time to get proactive and start repairing your credit.
Fico- a corporation that invented a model used to create your credit score and commonly used by many institutions.
Credit Karma or Quizzle are two places you can visit to obtain your FICO credit scores? You can also go to Transunion's web site. It's also possible to find it at Lending Tree.
The Beacon version 5.0 is the formula which was created by FICO (Fair Isaac Company) and is used by Equifax to calculate a credit score. Considering that the average FICO score in the US is 680, your score would fall just below average.