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Lines of credit tend to have lower interest rates than credit cards.
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∙ 16y ago
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What are the benefits of having prepaid credit cards as opposed to regular credit cards?
Prepaid credit cards are better than standard credit cards in that you're less likely to get in over your head financially. Standard credit cards are one of the primary ways people build debt but with a prepaid card you can only spend what you already have.
Do Pioneer military loans generally have a better interest rate that regular banks and credit cards?
Pioneer Military loans may have better interest rates than regular banks or credit cards, but this depends on your credit. If you have a good credit score, you're more likely to get a better interest rate on a loan.
Are there any cards better than a discover card?
Yes. Look at all the benefits from several types of credit cards and you will see there are better cards out there. Be open minded, you will find one that fits you.
What makes an online credit card different from a standard credit card?
Standard credit cards can be used almost anywhere, where online credit cards are used solely online. Online credit cards usually have better rates than the traditional credit card as well as more thorough transaction tracking.
What makes chase credit cards any better than american express credit cards?
Chase credit cards offer a lot of cash back incentives when you use them to charge items. Sometimes, the cards offer one percent cash back depending on what you sign up for.
Are bank credit cards better or worse than credit union credit cards?
Credit Union credit cards are generally better than bank credit cards as they have a lower interest rate, enforced by federal law. Credit union bankers usually pay $20 for late fees and bank credit card owners can sometimes pay nearly double.
What are the benefits of having prepaid credit cards as opposed to regular credit cards?
Prepaid credit cards are better than standard credit cards in that you're less likely to get in over your head financially. Standard credit cards are one of the primary ways people build debt but with a prepaid card you can only spend what you already have.
Do Pioneer military loans generally have a better interest rate that regular banks and credit cards?
Pioneer Military loans may have better interest rates than regular banks or credit cards, but this depends on your credit. If you have a good credit score, you're more likely to get a better interest rate on a loan.
Are there any cards better than a discover card?
Yes. Look at all the benefits from several types of credit cards and you will see there are better cards out there. Be open minded, you will find one that fits you.
What makes an online credit card different from a standard credit card?
Standard credit cards can be used almost anywhere, where online credit cards are used solely online. Online credit cards usually have better rates than the traditional credit card as well as more thorough transaction tracking.
What makes chase credit cards any better than american express credit cards?
Chase credit cards offer a lot of cash back incentives when you use them to charge items. Sometimes, the cards offer one percent cash back depending on what you sign up for.
Can you have more than one first premier bank credit card?
Yes, you can have as many credit cards from one bank as they will let you. It all depends on what your credit score will let you get. It would be better to get a higher credit limit though then have multiple credit cards to keep track of.
Are prepaid credit cards better than a regular credit card?
In an economy where personal debt is becoming an increasing problem, prepaid credit cards offer many advantages of regular credit cards without the disadvantage of debt. A prepaid credit card is an excellent option for budgeting without letting go of the freedom that a credit card provides.
What business card would be best to use in my office?
Talk to your local credit union or bank about a credit card or business line of credit. Credit unions and smaller local banks are often in a position to offer a better rate on credit cards and business credit lines than their larger national competitors, plus you get to support your local economy.
How does paying by credit card affect your other credit cards?
Generally, paying by credit card does not impact your other credit cards UNLESS you are attempting to get a credit line increase on one of those other credit cards. When you use your credit card, depending on the timing of credit bureau reporting, your credit score may be negatively impacted if you have a balance (whether paid off in full each month or not) that is equal or greater than 30% of the card's credit line. In this case, the score may have been impacted enough where the other credit card company may not grant a credit limit increase.
How many credit cards do experts recommend a person have?
It is typically not advisable to have more than 3 credit cards. Once you have more than that your credit score can be impacted negatively.
Do home improvement loans have lower interest rates than most credit cards?
Interest rates for both home improvement loans and credit cards vary. Talking to several banks about their most competitive credit cards and interest rates will give you a good idea of which would be better for you at the time that you would require the money.
