Not all credit counseling is a scam, but it is very hard to tell the difference from the scams and the genuinely helpful programs. If you want to sign up for credit counseling, make sure to ask specific questions before signing up. If the answers are not readily available, then it is likely a scam.
Credit counseling services are more than likely a scam in the majority of cases, which is unfortunate. In the Cleveland area, there are very few credit counseling services at all, but most of them are illegitimate.
There are many reputable credit counseling companies. Some of the most reputable ones include '123 Credit Counselors, Inc', 'Abacus Credit Counseling' and 'Advantage Credit Counseling Service, Inc'.
There are a number of sites one can visit to get advice on credit counseling. One can find such advice at the 'National Foundation for Credit Counseling' or 'Better Business Bureau' who have a good advice on choosing a credit counseling agent.
There are quite a few large Credit Counseling Companies online. There are several websites with reviews and testimonials about the major Credit Counseling Companies.
You do not have to necessarily get credit counseling before you can file for bankruptcy.
Careone Credit Counseling is a debt relief company that helps consumers get out of debt with the help of a trained credit counselor. They also provide credit counseling for those in need.
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National Foundation for Credit Counseling was created in 1951-01.
A credit counseling agency is a business, or partnership which gives advice on either boosting your credit scores, and expunging credit blemishes from your record.
What is needed in regards to signing up for credit counseling services will depend on which credit counseling company you decide to go with. Each company will have their own specific requirements, although there are some standards that almost all companies will ask for. The first thing you
Be wary of many debt counselors claiming to help you as this could be a scam. http://credit.org/ is a good place to get information on getting help with your debt and may lead you to legit credit counseling companies that will help you without robbing you blind.
You can get consolidation credit counseling online at the ConsolidatedCredit Organization website. Alternatively, you can also get this type of counseling from websites such as ConsumerCredit.