Homeowner's Insurance

Is bat damage covered under homeowners insurance?


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Wiki User
2009-05-13 01:52:18
2009-05-13 01:52:18

damage by birds, animals, vermin, insects are generally not covered but check with your agent or insurer to be sure

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Related Questions

Yes a furnace is covered property under a homeowners insurance policy. However, the key to whether the policy will pay for damage is the cause of the damage. This is always the key to coverage.

Carpet DamageYes, if it was damaged due to a covered peril under your policy it will be covered.

No, Homeowners Insurance covers houses.Auto insurance covers cars.Answerno, autos are not covered under the homeowners - contact auto comprehensive insurer

If the damage to your front door was the result of a covered peril then yes, it would be covered under your homeowners insurance policy. If the door is just worn out then it is a maintenance issue.

That would be covered under Your Builders General Liabiity Insurance Policy,

No, but it may be covered under your dental insurance plan.

Yes, Garages both attached and detached are typically covered structures under your homeowners insurance policy.

Dentures are something that is generally covered under your Health Insurance policy.

No. Homeowners Insurance does not cover Domestic WorkersDomestic workers are covered under the Workers compensation insurance paid by the employer

No a work trailer would not be covered by your homeowners insurance. Anything used in a business is not covered under your homeowners insurance. A trailer to be attached to a vehicle would be covered for liability extended from whatever it is attached to but physical damage for the trailer itself would have to be purchased on a separate policy or a commercial fleet policy.

Whether or not an incident is covered under a homeowners policy is mostly dependent on the cause of the loss. I cannot think of any cause of loss that would be covered for damage to French drains. The only damage I can consider for French drains would be due to maintenance and maintenance is not covered on insurance.

Of course not. Scabies is a skin condition caused by a type of mite. There is not way that this would be covered under a homeowners insurance policy

Damage done by the leak will be covered. The pipe itself (along with any thing they need to tear out and replace to get to it) is not.

No, But it might be covered under your home warranty.

No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.

It depends on the terms of your insurance, but most are, or should be.

No. This is not a covered cause under a homeowners policy. This is something that was caused by the homeowners neglect which is not covered under the terms of the policy.

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It depends on the insurance policy. You can always call your insurance agent and ask him or her to clarify your coverage. Just FYI - when it is covered, you are usually supposed to contact your insurance company ASAP when you discover the damage in order to start the claims process.

In most states, homeowner's insurance does not cover water damage from a leaky roof. Water damage is generally covered under a separate policy called flood insurance.

Yes, Homeowners insurance provides coverage for sudden accidental losses as defined under the policy schedule of covered perils.

No. Insects are not a covered cause under any homeowners policy. Africanized honey bees should not really cause damage to your home unless you caused damage while trying to get rid of them.

Probably not. But talk to your insurance company.

Earth movement is generally not covered under a homeowners insurance policy so that should answer your question. The only case it might be covered is if you purchase an endorsement to add coverage for earthquake. Remember that maintenance and faulty building is not covered under homeowners insurance.

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