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What else can I help you with?
What type of services does Check Systems offer?
Chex Systems is a credit reporting agency. Unlike Trans Union and Experian, who report on consumer credit, Chex Systems reports on mishandling of bank accounts.
What can a collection agency do if your checking account has been overdrafted and you haven't been able to make any payments?
First off, you never give a collection agency your banking or credit card info, they will wipe you clean, if you have done this, I would clear up the overdraft with the bank so they won't report you to Chex Systems and close the account and open another account at a new bank.
How long does one stay on chexsystem?
I copied this from the Chex Systems website:Each report submitted to ChexSystems remains on our files for five years, unless the bank or credit union that filed the report requests its removal or ChexSystems becomes obligated to remove it under applicable law. The decision to delete a report is entirely up to each bank or credit union and its individual policies.
If you pay the bank you owe will they remove you from the chex systems?
== == The answer is No. Not unless you call and make a formal request. Even then they will tell you it is up to Chexsystems and it will stay on your credit report for 5 years. Chexsystems will tell you to call the bank. My advice is be clear about what you are paying for, ask questions and get names.
Does chex systems remove you from their records five years from the date reported or the closure date?
Five years from the closure date.
What type of services does Check Systems offer?
Chex Systems is a credit reporting agency. Unlike Trans Union and Experian, who report on consumer credit, Chex Systems reports on mishandling of bank accounts.
What type of products does the company Chex Systems provide?
Chex Systems is a eFunds cheque verification service and consumer credit reporting agency. Chex Systems provides data related to how the consumer handled their deposit accounts.
Can the Chex System close your existing checking and savings accounts from another institution?
Chex System is only a reporting agency. They do not have the ability to close an account. If an account is closed it is up to the discretion of the financial institution who issued the account to you.
How long will the bank report a non-sufficient funds to the Chex system?
Negative entries on Chex System remain for 5 years from the time of reporting.
Can the Chex System close your other checking and savings account from another institution?
No, it is a reporting agency and does not have the legal power to make changes of any sort to bank accounts. Banks and other financial instituitions however, use CS to determine the risk factor of clients or potential clients.
Do you have to have good credit to open a checking account?
no not really, you just don't have to be in Chex Systems
Would getting a negative record in Chex Systems affect your credit history?
yes it can. Sometimes it is reported to the credit bureaus as well
Does Canada has a chex system?
Yes, Chex Systems is in Canada. It is owned and operated by Fidelity National Information Services. They provide information about deposit accounts.
When you join a credit union do they check your credit?
Yes, they something called a soft pull, also if you are opening a checking account they run you through Chex Systems
Other credit check companys other than experian?
trans union equifax novus chex systems
Are there any non Chex system banks in Colorado Springs?
Try TCF
How long will your name stay on the Chex System if you live in Kansas?
5 years
