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What can a collection agency do if your checking account has been overdrafted and you haven't been able to make any payments?
First off, you never give a collection agency your banking or credit card info, they will wipe you clean, if you have done this, I would clear up the overdraft with the bank so they won't report you to Chex Systems and close the account and open another account at a new bank.
What else can I help you with?
Can collection agencies garnish or seize your checking account?
no
How can i pay my metro pcs by using my checking account?
You can pay your MetroPCS bill using your checking account by visiting the MetroPCS website or using the MyMetro app. Simply log in to your account, navigate to the payment section, and select "Bank Account" as your payment method. Enter your checking account details, including your account number and routing number, then confirm the payment. Alternatively, you can also set up automatic payments for convenience.
Can a creditor or debt collection agency access my bank account for debt collection?
Yes they can. After they have obtained a court judgment. I fell behind on two payments on a court ordered payment plan and the creditor sent a letter asking me to contact them within 10 days. I did not. I am not sure how they were able to do it, but they got a court order placing a hold on my checking account (took all the money that was available) and I am not able to withdrawal any money from the account until such a time that the debt is satisfied. I would advice that you contact them to try and set up some sort of payment plan if and when they do get access to your account.
What is an open collection account?
A collection account that has not been paid off.
If a collection account was sold to another collection agency is it correct that they should both show up on your credit report as late payments?
When a collection agency sells your debt they no longer have any claim to your debt. It's like selling a car, once it is gone it is gone.
Can a overdrafted checking account be discharged under chapter 7?
It is an unsecured debt to the bank, (presuming your saying they paid a check you didn't have money for). So yes.
Can collection agencies tap a personal bank account?
Yes! Creditors can garnish a personal checking account. As long as the creditor has the checking account info they can garnish a checking account.
Can collection agencies garnish or seize your checking account?
no
What is a Derogatory public record or collection?
== == A Deragatory record is an account that has had a history of late payments. A collection account is an account that was not paid on time or at all, and was closed by the creditor and sold to a collection agency.
What on-line stores accept checking accounts as payments?
A lot of online stores accept Paypal, you can set up an account using your checking account
If your payments are on time can they repo your truck just because a separate checking account is in default?
IF your loan contract calls for cross-collayteralization of the checking account, YES.
What is a DDA debit from a checking account?
A "debit" is a subtraction and "DDA" means checking account. You should contact your bank directly for information about exactly WHY your account was debited, but here are some possible reasons:- You requested a transfer to another account from your checking account, and a DDA debit form was used to complete the transfer- You are overdrafted on another account or owe the bank money and they have recollected their loss by debiting your checking account- You deposited checks and totaled them wrong on the deposit slip, so the bank has made an adjustment to reflect the correct total- You are being charged for another reason, such as a returned check
What are the limitations of Business Model of Amazon.com?
you have to have a checking account added in order to accept payments.
Where can I find a nationally available online checking account that offers interest payments?
They have a list of them here http://www.moolanomy.com/1733/best-high-yield-online-checking-account-rates/
I want to make an online purchase but can't without a credit card so how can I pay using my checking account?
Many online merchants accept paypal payments. Paypal allows you to link your checking account to your paypal account.
Can a collection agency or collector seize a checking account for a medical bill?
== == no they can not do so for a medical bill.
BF won a judgment against you for a collection The collection company has garnished your checking account you cannot pay bills or anything your account is frozen This is causing you a financial hard?
Sounds like Karma to me.....
