Commerce insurance SUCKS and you suck...NOOB
The correct spelling of the form of insurance is Workers' Compensation.
Concrete Form Work Workers Compensation (class code: 5213, 5214) Insurance - Workers Compensation Insurance
Unfortunately, under current laws, you cannot find one insurance carrier that can sell workers' compensation insurance in all 50 states. This is because five states (Ohio, West Virginia, North Dakota, Wyoming, and Washington) have monopolistic state funds. In these states, employers must buy their workers' compensation insurance directly from a fund that is run by the state government, and private insurance companies are not allowed to compete and sell insurance. Therefore, the maximum number of states in which any private insurance carrier could possibly sell workers' compensation insurance is 45.
Workers Compensation
The cost will vary according to the workers compensation code for each job description and salary for the job. Your workers compensation insurance carrier should give the employer a matrix describing how each job description is charged. This information can also be obtained from each states workers compensation offices for their district.
Joseph Shields has written: 'Workers' compensation insurance deductible programs' -- subject(s): States, Deductibles (Insurance), Workers' compensation 'Income replacement from temporary income benefits under the Texas workers' compensation system' -- subject(s): Workers' compensation
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The following insurance companies provide workers compensation in the United States: ACE Group, HISCOX, Zenith Insurance Company, Texas Mutual Insurance Company, and The Hartford.
The modifiers for the sentence 'A patient is seen at the direction of workers compensation for a complete physical examination for insurance certification' are 'at the direction of workers compensation for a complete physical examination for insurance certification' and take the place of where.
If you have employees, even day labor guys, you MUST carry workers compensation insurance for them. If you have no employees you simply file your workers compensation exemption form with the Contractors State License Board (CSLB). They will note your license as exempt from having workers compensation insurance and that you certify that you have no employees. Even if you file an exemption, your customer/client can require that you carry workers compensation insurance if you agree to do so in a contract.
This is usually called "Workers' Compensation Insurance", or "Workers' Comp" / "Workmans Comp" for short.
Workers compensation insurance is nothing more than "workers compensation insurance". Your question is similar to asking what type of auto liability insurance does a person who drives a car need. There is not "type of workmans com" insurance. Just ask your local insurance agent to help you obtain workers compensation insurance and he will give you a quote.