That is very often excluded from coverage in policies. Read the terms and conditions carefully in all insurance contracts.
The water damage would be covered, but look at your policy closer as the the animal damage may be covered.
Yes. As long as the damage was done by a "covered cause" coverage will be afforded and the damage will be fixed. Windstorm is a basic covered cause.
Slade. It was later covered by Oasis and Quiet Riot.
Yes, hardwood floors are covered assuming the damage was due to a covered loss. Ask us back as to why they are damaged to see if the damage is covered.
Yes, hardwood floors are covered assuming the damage was due to a covered loss. Ask us back as to why they are damaged to see if the damage is covered.
It depends on the cause of the damage. It has to be due to a covered cause on your homeowners policy. If it is due to maintenance then it is not covered.
no
damage by birds, animals, vermin, insects are generally not covered but check with your agent or insurer to be sure
The roof likely wont be covered for 'leaking' unless there is 'covered' damage to it (such as wind damage). The interior damage may or may not be covered depending on your specific policy. See Section I- Perils Insured Against, Coverage A (building) and Coverage B (other structures) in your policy. //
Damage must be due to a covered cause for the damage to be claimed on your homeowners insurance. I cannot think of any way damage to a sewer could be from a covered cause.
No
No, this would no be covered. The cause of the damage must be a covered cause such as fire, windstorm, theft, etc.