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It depends on the cause of the damage. It has to be due to a covered cause on your homeowners policy. If it is due to maintenance then it is not covered.

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โˆ™ 2013-08-18 01:26:52
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Q: Will insurance cover an Air condition damage?
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Does homeowners insurance cover replacement of the central air conditioner?

Only if it is for covered damage (such as hail, flood, etc.) not for normal "wear and tear."

Does homeowners insurance cover air conditioners?

Absolutely. A central air unit is considered and covered as part of the house while a window unit is considered personal property. As long as damage happened due to a covered cause then the homeowners policy will cover damage to the ac unit.

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Most insurance companies will cover air evac medical flights if needed. Check with your policy for specific details.

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There are many ways to write an insurance policy; you will have to read your actual policy to find out what your insurance covers.

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It may cover them for certain your agent or claims rep.

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Travel insurance covers a wide variety of events. The insurance covers trip cancellation if travelling by air, luggage loss and loss of life if applicable.

Does insurance usually cover air ambulance services?

Your best option is to call your insurance company directly. Every insurance is different. Most even have booklets you can view online as to what is covered and what isn't.

If your central heating and air unit has several parts that have stopped working will your insurance cover the cost of replacing the unit?

No, just like auto insurance will not pay to fix your motor.

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Will homeowners insurance pay for central heating and air condition unit if it goes out?

It depends on why it went out. Your Homeowners policy covers damage resulting from certain perils such as fire wind hail, lightning etc If it's just old ac unit and in need of replacement or repair then NO. Your homeowners insurance does not provide coverage for homeowners normal maintenance and updates.

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