Is ethanol and acid or alkaline?
It is neutral.
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Can you cancel a new car contract in California because they changed the interest rate and you did not give them any money and never took possession?
A contract cannot be changed by one party without the agreement of the other party in the contract. So if you signed a contract showing one interest rate and the other party changed the interest rate after you signed the contract, then you should be able to get out of it. If you signed the contract …with the changed interest rate, you, in essence, were indicating the interest rate was acceptable. In this case you may be stuck unless you can reach an agreement with the general manager at the dealership. Below are the requirements of a valid contract that might be of interest.Regards, Carole Here are the REQUIREMENTS OF A VALID CONTRACT For a contract to be valid, both parties must give their assent. They must act in such a way that the other people involved believe their intention is to make a contract. Thus a person who is clearly not sincere in saying that he or she accepts an offer usually is not held to a contract by the courts. On the other hand, a person who secretly has no intention of making a contract but who acts in a manner that leads people to believe he or she had, may be held to a contract. Legally, it is the external appearance that determines whether one is held to a contract Consideration A contract results from a bargain. This implies that each party to thecontract gives up something, or promises to, in exchange for something given up or promised by the other party. This is called consideration. In the example given above, the consideration on one side is the promise to pay $1,000, and on the other, the promise to deliver a car. With rare exceptions, a promise by one party, without some form ofconsideration being extended by the other party, does not result in a contract or other enforceable obligation, regardless of the sincerity of the promise. Although each party must extend consideration to the other in order to form a contract, the value of the consideration need not be equal. Determining how good a bargain is becomes the responsibility of theparties involved. Otherwise, the courts would be in the impossibleposition of having to appraise the relative value of millions of promises made every year Competence For a contract to be enforceable it must be between competent parties. A contract with a person who has been adjudicated insane is likely to be declared void. A contract involving a minor--in most states of the UnitedStates a minor is now a person under 18--may be enforced or voided by the minor, unless the contract is for necessities such as food, lodging, or medical services, in which case he or she may be held responsible for thereasonable value of what was purchased. Persons suffering from a disability such as intoxication from drugs or liquor, or insane persons not adjudicated insane, usually may void a contract if the other party knows or should have known of the disability and if the consideration received is returnable Legality The last requirement of a valid contract is that its provisions be legal. If a purported contract requires an illegal act, the result is a void contract. Parties to an illegal contract have no standing in court. If one party receives money or property under an illegal contract, the other maynot sue to recover what was paid under the contract. Not only arecontracts requiring criminal acts illegal, so are contracts requiringcommission of a TORT (a breach of civil law such as misrepresentation or trespass) or those in breach of public policy. Although public policy is difficult to define, it includes some serious breaches of conventional morality or ethics. It is commonly assumed that an enforceable contract must be in writing. This is usually untrue. Most oral contracts are enforceable, but written contracts are easier to prove. Some types of contracts must be in writing, for example, contracts forthe purchase or sale of any interest in real property, contracts to pay debts of others, and contracts that require more than a year to perform. Contracts for the sale of personal property--that is, movable property--asdistinguished from land, at a price above a specified sum set by law must be in writing unless payment or delivery has been made or unless the goods were specially manufactured. Although only a few types of contracts must be in writing, the terms of a written contract ordinarily may not be contradicted in court by oral testimony. ( Full Answer )
Answer . In most car loans, a fixed rate and monthly payment will apply. \nYou may have a credit card with a lower rate but if you make only the minimum monthly payment, you will most likely be in debt longer so the lower rate won't help you. \nIt also depends on if your credit card interest is c…alculated on a daily average balance or compounded. \nMake extra payments to your car loan to pay less interest. [A average creditcard balance of $11,000.00 at 19.99% with a $100.00 monthly payment can keep you in debt for 29 years]. ( Full Answer )
Guess I don't think there is a maximum because i know a guy whose paid 28% interest. Each state has a maximum legal interest rate on loans, also known as a usury limit. You can google it and you will find websites that give you a list of states and will further explain it to you. Hope this helps!… ( Full Answer )
what is the highest interest rate a car dealer can charge on an auto loan in sc?
Like always, that depends . If the only thing that matters is the bottom line, then yes, paying cash on the barrel head is the least expensive way to buy a car. If you calculate the present-worth cost of financing a vehicle, even at a reasonable interest rate, it will be higher than if you paid c…ash for the car.. Having said that, one must consider the opportunity cost of paying all at once for a vehicle. If you plunk down 20 or 30 grand or more for a car, what else might have you done with that money? If you can invest it, then using it all to purchase a vehicle may not be a good idea -- but only if your rate of return on the investment is higher than the interest rate you would pay on the loan if you financed the car.. Answer . It depends on the interest rate. You need to calculate the cost of interest to finance the car, then calculate how much you would make if you invested the money for the same period. A zero interest loan that many auto manufacturers are offering might be to your advantage if you would invest the money for the duration of the loan. On the other hand, can you get a discount for paying cash and how does THAT fit into the above calculation? ( Full Answer )
Depends on the year of the car, the older the car the higher the rate can be.. The maximum rate is 28.95%
Obviously, shop around...some companies are cheaper than others. You can also cut the coverage offered, such as additional medical coverage, road service, rentals, and/or you can raise your deductible.
I think it depends on the company. Interest rates are determined by the actual lenders and are influenced by several factors, including the severity of credit problems, the amount of down payment, and the degree of credit risk. Your auto loan expert will explain these factors, and tell you exactl…y what your interest rate will be. To know more about this you must visit the finance companies. ( Full Answer )
Two answers: Florida Usury Laws: 18% on loans under $500,000 24% on loans over $500,000 Exception for generally small businesses lending under $25,000 at a time (not applicable to banks or similar financial institutions): A single business can obtain a license from the state under Chapter 516 to …allow them to make loans of less than $25,000 and charge higher rates (also capped) A typical case might involve a used car dealer selling cars under $25,000 that wants to finance them on their own. The maximum rates under this exception are: 30% on the first $2,000 of the loan 24% on the amount between $2,000 and $3,000 18% on the amount between $3,000 and $25,000 ( Full Answer )
Interests rates can be any where from 0-10% depending the age of the vehicle and factory incentives available at the time.
\nThat depnds on where you live, usually it is your regular sales tax (PA - 6%) (DE - none)
I am no law expert but i believe it is 12%. Do not be fooled, delinquent loans through the rules out the window,
it varies from state to state, in NJ 24.99% is the limit because (in NJ) 25% or higher is considered extortion ...which is a crime
Iowa Automobile Rental Tax . Description: This is an excise tax imposed onthe rental of passenger vehicles designed to carry nine or fewerpassengers that are rented for a period of 60 days or less. The taxis not imposed on delivery trucks, motorcycles, and motorizedbicycles. . Tax Rate: 5% tax …on the rental charge forcertain vehicles. This is in addition to the state sales / use taxand local option tax, if any. . Distribution of Funds: Road Use Tax Fund . Due Date(s) of Returns: This excise tax isreported and remitted on a quarterly basis electronically througheFile & Pay. No permit other than an Iowa sales or use taxpermit is required to collect this tax. . ( Full Answer )
There is not enough information to answer this question. You also would need to provide initial financed amount and the number of $540.16 payments you need to make.
The transfer tax (which is technically a sales tax) is 6.25%. It doesn't include the local sales tax.
For 36 months, the add on rate is 14.05% and for 48 months its 18.92%. TO compute, LOANABLE AMOUNT (usually 80% of the price of brand new car ) multiply by 1.1405 and divide by 36 to get the monthly amortization for 3 years. For 48 months, 1.1892 multiply LOANABLE amount and then divide by 48 to g…et the monthly amortization for 4 years. EXAMPLE: P500K price of brand new car. Equity (Down payment): 20% of P500K = P100K LOANABLE AMOUNT: 80% of P500K = P400K 36 months LOAN: P400K 1.1405 = P456,200 (total for 36 months) Monthly amortization for 36 months: P12,672.22 (P456,200 divide by 36) ( Full Answer )
Yes that's very high. 2 or 3% would be more like it. Don't go above 5 or 6% for sure.
That depends on your credit rating and the lender you get the loan from. credit score 745
The interest rate for a car loan for 36 months is as low as 2.99%. The interest rate for 48 or 60 months is 3.39%. The interest rate for 66 or 72 months is as low as 3.99%. Go on capital auto homepage for more details.
It can range from high to low. Depends on your dealer and bank. Check with consulting at the bank or car dealer. Each car is different so interest rates can vary.
At the Tucson,AZ Tucson Bank you can secure a low rate car finance loan. Visit their website to view the current car finance interest rate deals available.
The Equal Credit Opportunity Act (ECOA) prohibits lenders from discriminating based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. However, your age, if you are younger, may have an effect on your credit score which can affec…t your interest rate. ( Full Answer )
The average car insurance rate across the United States is between 350-950 dollars. This is soley based on the average this was a poll taken in 2008 where rates of certain companies this is not a guarantee.
There is a wide variety of interest rates on car loans out there. The interest rate will depend on wither it is a new or used car and if you get the loan from a bank or a credit union. The average for 2011 according to USAToday is 6.21% which is the lowest it has been in years. So Anything around th…at or below I think would be your best bet! ( Full Answer )
The typical interest rate on a new mortgage can range greatly and depends very much on whether it is a fixed or a tracker mortgage. A tracker mortgage follows the national interest rate while the typical fixed interest rate is roughly 3.14%.
According to Bank of America a 30 year fixed rate is currently set at 4.375%. A 15 year fixed rate is set at 3.500%, and a 5/1ARM(variable) 2.875%. These rates are available online.
New credit laws that took effect in 2010 mean that, for one, creditors can only increase rates on an existing balance under specific circumstances. Previously, many companies could increase rates at any time, for any reason, but now they can only do so if a promo rate expires, the variable rate goes… up, or you pay 60 or more days late. ( Full Answer )
Whether your used car loan has a high interest rate depends on who you talk to or ask. Although, yes, used car loans have medium to high interest rates.
The interest on used car loans are definitely higher than new car loans.The rate is higher because the car is usually not bought from a car sales house
SAAB used cars have the same interest rates as any other used cars. You should go to a dealership and talk to a financing agent to find out what your finance options might be.
Interest rates in general are quite low right now because of the depressed economy. It will depend on whether you are buying new or used, and what your credit score is. One good way to get a good interest rate is to go get pre-approved for an auto loan from a bank or credit union, and then have Toyo…ta Financing try to beat that offer. ( Full Answer )
Interest rates vary depending on your credit score. If you have good credit, you can get a home interest rate as low as 4.75%.
ILLINOIS, the legal rate of interest is 5%. The general usury limit is 9%. The judgment rate is 9%. Banks have separate rules. In fact, due to high inflation, in 1980, the federal government passed a special law which allowed national banks (the ones that have the word "national" or the term "N.A…." in their name, and savings banks that are federally chartered) to ignore state usury limits and pegged the rate of interest at a certain number of points above the federal reserve discount rate. In addition, specially chartered organizations like small loan companies and installment plan sellers (like car financing companies) have their own rules. ( Full Answer )
"Depending on the type of car you own, the year of the car, the state you reside in all are factors in interest rates. Interest rates can vary from 2.2% up to over 7.5%!!"
There is no federal law limiting auto loan interest rates. State regulations limit them. Most states have upper limits ranging from 8% maximum, to 20% or more. Shop different dealers or lenders for the lowest rate your credit rating will permit.
That verys depending on on the finical institution borrowing you the money, also the make model year miles ext... they will want to know what amount you wanna borrow and then based on all that info u give them they will pick a term based off all the info and then give you your interest rate for inst…ance if u borrow 1000$ at a 12 month term your interest is lower than if u borrowed the same 1000$ at a 18 month or 24 month term ( Full Answer )
It depends on how much one wants for a new house. The smaller the loan the smaller the interest rate will be. If you want a house of $500 000 your interest rate will be 6.13%.
There are many companies that offer low car finance interest rates that can be found locally or on the internet. A few good companies on the internet are Bankrate, Capital One and Cars.
New home owners can compare interest rates on the following websites: Interest, Canstar, Your Mortgage, Rate City, Mortgage loan, HSH, SMH, Ratehub, Realtor, to name a few.
If you've ever been in bankruptcy, you know how difficult it can be to find a low interest rate on a new car. Keeping the car you own, paying cash or find other modes of transportation. If this is not an option then buying cheaper car with cash may be a choice. Finally, you may need to build your… credit up and then refinance six to twelve months after purchase. Improving your credit during this time will help to make for a lower payment. ( Full Answer )
The best car loan interest rate a person can find can vary depending on what their budget for spending is. Generally, the best car loan interest rate a person can find is about 13.4% APR.
The average range of car interest rates will vary depending on your credit rating. Someone with an excellent rating should be able to get an interest rate of 2.99%. Those that have a bad credit rating could be quoted rates as high as 19%.
New car loan rates can be found by looking at banks and credit unions, either in your area or online. They should be able to give you a quote that you can then compare to other places.
One can check online at many different websites for free car interest rates. These websites include Consumer Reports Online, ArtsBusXpress, and Bank Rate.
The interest rate on auto loans for 60 months is currently 4.1%. The rate for 48 months is 4.02%, and for 36 months it's 4.69%. Compared to several months ago, the rates have slightly decreased.
The interest rate for loans for new cars varies depending on many factors. Some factors that determine interest rate on new car loans include your credit, the company you are taking the loan out from and more.
The average interest rate for car loans is between 4 and 4.5% for the last few months. A car loan for 3 years is slightly cheaper than the car loan for a longer term.
Their are several factors that will determine car loan interest rates. The loan term length, the lender, credit rating, and the type of car being purchased are all important factors when finding right interest rates. One should should know the current interest rates on car loans to find the best car… loan interest rates. ( Full Answer )
Four years ago Hakim borrowed 275 to help pay for new tires for his car. He agreed to pay interest at a simple annual interest rate of 4. How much did Hakim owe at the end of 4 years?
Interest each year is 275 Ã 4% = 275 Ã 4/100 = 11 â total interest over 4 years is 4 x 11 = 44 â total to repay after 4 years is 275 + 44 = 319