Assets and income that are exempted from creditor lawsuit action is determined by the laws of the state of residency. The property that a debtor can protect from creditor execution is the same property that is noted in a bankruptcy filing. In most cases there are certain federal exemptions that can be used as well as state to stop creditor seizure of specfied property owned by the defendant debtor.
It is recommended that you pay an old debt through the original creditor. Credit settlement companies are out to make a profit and they will negotiate terms that are not true. Also, it is possible that you can pay the settlement company but still owe the original creditor. It has happened to me. The negative information reported by the credit card settlement company will affect your score negatively.
Yes this could be possible.
Yes, in most cases such such action is possible by a judgment creditor.
It is possible to get an out-of-court settlement for a credit card. Credit card companies and collection agencies offer a variety of payment and settlement options for the debtor.
It is possible to apply for a settlement loan online via web form at Legal Settlement Loans dot com, by submitting an online application. It will be helpful to have all legal information on hand as well, including name of attorney, case number, and other pertinent information.
Yes this could be possible.
It is recommended that you pay an old debt through the original creditor. Credit settlement companies are out to make a profit and they will negotiate terms that are not true. Also, it is possible that you can pay the settlement company but still owe the original creditor. It has happened to me. The negative information reported by the credit card settlement company will affect your score negatively.
Yes this could be possible.
This largely depends on the jurisdiction. It is possible for some insurers to press for reimbursement from a settlement but it depends on a number of variables as well as the particular laws of the state. The article below goes into more detail on the possible instances where repayment is or is not required.
Yes, in most cases such such action is possible by a judgment creditor.
No, unless the creditor gets relief from stay or the bankruptcy is dismisssed.
It's possible that you may have to give up your vehicle as collateral, although the creditor would more likely have you wages garnished.
That would probably be hard to find if you have an open claim pending. It's usuallly best to stay with that insurer is possible at least until the caim is closed before switching companies.
yes
It may be possible to negotiate a settlement with the creditor after 4 years of garnishment, but it would depend on the specific circumstances and the creditor's willingness to cooperate. You may want to seek advice from a legal professional experienced in debt relief to explore your options.
yes
It is not possible to obtain free car insurance in the United States. It may be possible to obtain free car insurance in another country, however. This is mostly out of the question, I'm afraid.