These types of warranties are usually mostly profit for the people selling them and generally not a good investment for the amount that you pay for them. I generally do not purchase them.
Absolutely, your insurance company needs to be notified of any additional equipment on your vehicle. You need to allow your agent to photograph the vehicle, supply them with a list and cost of the additional equipment and you will have to pay a little more premium to have the extras covered. If you don't tell the company about this at the least they will not cover any of the equipment if damaged or stolen.
In general, all rental companies charge for the 2nd driver or spouse. As the renter, you receive no additional benefit from this fee. If you have another car with insurance, it's very likely that your own insurance policy will cover both you and your spouse without purchasing extra insurance or additional driver coverage from the rental company. *Check with your own insurance company to be certain.
They are insured against their loss. However, you can purchase additional moving insurance in case any of your office equipment is damaged.
You should not have a problem purchasing insurance even though you have never had insurance in the past. You should contact a local agent to discuss your insurance needs. He or she will be able to assist you in purchasing insurance.
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The benefits of purchasing insurance when mailing a letter would be for example insurance against damage - or even loss. The actual price of the insurance depends on the declared value.
Yes, you will need insurance coverage. In most instances, your business insurance will cover equipment leases.
Yes, there may be benefits to purchasing car insurance directly from an insurer over the internet. Geico is a large internet insurer who provides car insurance at a discount.
Some companies will charge you for listing extra drivers. In general, all rental companies charge for the 2nd driver or spouse. As the renter, you receive no additional benefit from this fee. If you have another car with insurance, it's very likely that your own insurance policy will cover both you and your spouse without purchasing extra insurance or additional driver coverage from the rental company. *Check with your own insurance company to be certain
No. Insurance is the responsibility of the equipment operator. The bank my require the individual to prove they have insurance on the equipment.
yes
The main purpose of purchasing buy to let property insurance is so that the landlord owning the property is covered through insurance if the tenants damage the property.