yes
Charged out means you cant charge any more on your card, & the furer implications it will have is it will slowly make your credit bad credit till you pay your credit card off where their is no more out standing balanc.
if you're looking for a good debit card you can go to rushcard.com and use the referral code moneymaker this is a prepaid visa card you can also get direct deposit on it. there is no credit check and you'll get it within a week. if you want good credit cards or prepaid or debit go to http://www.getgoodcredit.newcreditapplications.com it has major credit card companys and there is something for everyone bad credit no credit business students prepaid everything you're looking for they have and its not hard to get approved i have a few myself.
It's all part of your credit history..the good the bad and the ugly. I longer history is generally good.
Bad Credit history is typically what's needed to get a pre-paid credit card rather than a traditional credit card. By doing so, this not only gives you less of a chance of accruing even more interest, late payments and overall owing additional sums of money; but it's also a great stepping stone to improving your credit.
Only if you get an agreement from them in writing. How could the collection agency have any affect on the original credit card issuer? You are dealing with two completely different accounts, one for the credit card and the other that was purchased as a bad debt. They cross reference each other on your credit report, but otherwise are unrelated.
It is considered a derogatory mark on a consumer's credit report to have the notation "closed by credit grantor" rather than "closed by consumer".
Yes. Creditors report to the credit reporting agencies the terms under which an account is closed. It looks bad and is a slightly more derogatory status when an account is closed by the lender vs. closed by the customer.
u sex the credit card and it has no money on it
Yes you can! If you can afford to place a security deposit of $200 or more you can get a secured credit card. You are guaranteed approval for a secured credit card regardless of how bad is your credit and what is your income. There is also a chance that you might be able to get an unsecured credit card, if your credit is closer to fair than bad.
If you have a bad credit history, you can still avail of credit card applications. It depends on the company. Sometimes, you have to fix your credit card history before you can apply for a new one.
If someone was looking to learn how to get a credit card with bad credit, they need to look into classes. Lots of places nationwide will give classes/courses to people with bad credit trying to get access to a credit card.
First thing that you have to do is to repair your credit card history. Look for the things that can be fixed. Next thing is to review your current status. There are certain qualifications that credit card companies are requiring for people to have a bad credit card history to have a new credit card.
It is still bad credit history.
Yes you can in fact get a credit card with bad credit. You will have to pay a high interest rate than others because of this though.
There are many places which will offer you a credit card if you have bad credit. If you look on websites such as Money Saving Expert you can find information about this.
One can fill out an online credit card application for bad credit at DKB Germany website, Credit Net website and Loans for Poor Credit. Other good places are Barclay Card and Personal Loans for Bad Credit.
If you keep maxing out your credit card and spending unwisely this is a good way for your credit card to accumulate bad credit. Another irresponsible behavior that will show bad credit is by not paying your bills on time.