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Usually one person can obtain insurance more inexpensively than a group of people can. More people requires more risk, so the insurance company will charge a higher premium.
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∙ 12y ago
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How much insurance do I need?
Insurance needs vary greatly depending on the individual and the risk being insured. You should consult with a local insurance agent to get a better understanding of your insurance requirements.
Is it better to have life insurance coverage or decreasing mortgage coverage?
This depends upon your individual circumstances. Different people have different insurance needs.
Is the Celtic health insurance better than any other health insurance?
Celtic health insurance is more of a specialty health insurance company which offers individual and family plans. However, the ratings from the general population don't seem to think it is a better choice then other health insurance companies
How can group health insurance policy benefit me?
Group health insurance is beneficial because it is cheaper then individual insurance. Group health insurance also offers plans to protect you from more things for a better price.
Does humana insurance offer individual plans?
Humana insurance does offer individual plans depending on your insurance needs. The amount and types of coverage varies but individual plans are available.
Can you get individual health insurance if you have a drug conviction?
Yes, you can get individual health insurance but you may have to pay more for it.
Where can I find good cheap individual health insurance online?
www.bluecross.com has individual health insurance options.
Which companies offer individual dental insurance?
Many companies offer individual dental insurance. Deltadental and Humandental are two companies that offer individual dental insurance. They can easily be found on their website.
Why do group health insurance plans usually have better coverage and lower premiums than individuals plans?
Since group health insurance plans usually cover say 500 heads at a time, the Insurance Company has the option to offer lower premiums for economy,than charging for an individual policy. Whether group health insurance plans have better coverage is doubtful because claims are entertained on individual basis and are to follow guidelines applicable to all.
Would it be cheaper to have family plan car Insurance or individual car insurance per person?
It is usually much cheaper to have an individual car insurance plan.
Is there such a thing as individual disability insurance?
Individual disability insurance is available through many insurance companies as well as employers. This coverage is available at an extra cost. Talk with your insurance provider for details.
Where can an individual purchase cruise insurance?
An individual can purchase a cruise insurance from their life insurance company. Some companies like GEICO offers this premium plan which includes this.
